HousingHandbookReference data

U.S. ZIP Code · TN37028

Stewart County · Clarksville, TN-KY

Typical home value

$198,564[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.7%
5-year / yr
+4.6%
10-year / yr
+5.9%

Relative price

vs U.S.
-30.1%
vs metro
-19.8%
vs state
-25.0%
ZIP 37028 location in TN
Location of ZIP 37028 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37028 is worth $198,564 — 19.8% below the Clarksville, TN-KY median. Over the past year, values have fallen 2.7%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,200[3]

#Climate risk

FEMA National Risk Index ratings for Stewart County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
615[3]
Median household income
$77,656[3]

#Migration

Household moves in and out of Stewart County over a year, from IRS tax-return data.

Net migration
+50[5]
Moved in
379
Moved out
329

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,004
Loan principal$158,851
Down payment$39,713
Total interest paid$202,606

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,269
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
15th percentile[1]
Rental yield
[2]
Property tax
65th percentile[3]

Frequently asked

How much is a home worth in ZIP code 37028?
The typical home in 37028 is worth $198,564, based on the Zillow Home Value Index.
Are home values rising in 37028?
Home values in 37028 are down 2.7% over the past year, and up 4.6% a year over five years.
What is the property tax rate in 37028?
The effective property tax rate in 37028 is 0.6% — roughly $1,200 a year on a typical home.
Who lives in 37028?
ZIP code 37028 has a population of 615 and a median household income of $77,656.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hopkinsville, KY

    Typical home
    $194,091
    Gross yield
    6.5%
  • Oak Grove, KY

    Typical home
    $214,274
    Gross yield
    6.5%
  • Cerulean CDP, KY

    Typical home
    $214,778
    Gross yield
  • Crofton, KY

    Typical home
    $233,662
    Gross yield
  • LaFayette, KY

    Typical home
    $160,836
    Gross yield
  • Big Rock CDP, TN

    Typical home
    $236,848
    Gross yield

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