How much is a home worth in ZIP code 37086?

The typical home in 37086 is worth $342,870, based on the Zillow Home Value Index.

Are home values rising in 37086?

Home values in 37086 are down 2.5% over the past year, and up 4.5% a year over five years.

What is the typical rent in 37086?

A typical home in 37086 rents for about $2,085 a month, a gross rental yield of 7.3%.

What is the property tax rate in 37086?

The effective property tax rate in 37086 is 0.5% — roughly $1,725 a year on a typical home.

ZIP code 37086 has a population of 38,872 and a median household income of $78,857.

HousingHandbookReference data

…

U.S. ZIP Code · TN37086

Rutherford County · Nashville-Davidson--Murfreesboro--Franklin, TN

Typical home value

$342,870^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.5%
5-year / yr: +4.5%
10-year / yr: +7.5%

Relative price

vs U.S.: +20.7%
vs metro: -15.9%
vs state: +29.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37086 is worth $342,870 — 15.9% below the Nashville-Davidson--Murfreesboro--Franklin, TN median. Over the past year, values have fallen 2.5%. Homes here rent for a typical $2,085 a month — a 7.3% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,085^[2]
Gross yield: 7.3%^[2]
Cap rate: 4.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $1,725^[3]

#Climate risk

FEMA National Risk Index ratings for Rutherford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 38,872^[3]
Median household income: $78,857^[3]

#Migration

Household moves in and out of Rutherford County over a year, from IRS tax-return data.

Net migration: +1,051^[5]
Moved in: 12,685
Moved out: 11,634

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

Lavergne High School
High · Grades 9–12 · Rutherford County
2,115 students
Roy L Waldron Elementary
Elementary · Grades PK–5 · Rutherford County
1,332 students
Rock Springs Elementary
Elementary · Grades PK–5 · Rutherford County
1,232 students
LaVergne Middle School
Middle · Grades 6–8 · Rutherford County
1,094 students
LaVergne Lake Elementary School
Elementary · Grades PK–5 · Rutherford County
885 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.3%

Net yield (after ~40% expenses)4.4%

Annual rent$25,021

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,734

Loan principal$274,296

Down payment$68,574

Total interest paid$349,849

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.04

Monthly cost to own$2,162

Monthly rent$2,085

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 9th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 72nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 37086?: The typical home in 37086 is worth $342,870, based on the Zillow Home Value Index.
Are home values rising in 37086?: Home values in 37086 are down 2.5% over the past year, and up 4.5% a year over five years.
What is the typical rent in 37086?: A typical home in 37086 rents for about $2,085 a month, a gross rental yield of 7.3%.
What is the property tax rate in 37086?: The effective property tax rate in 37086 is 0.5% — roughly $1,725 a year on a typical home.
Who lives in 37086?: ZIP code 37086 has a population of 38,872 and a median household income of $78,857.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

38547 vs 37086 →
South Carthage, TN
Typical home
$342,377
Gross yield
—
37055 vs 37086 →
Dickson, TN
Typical home
$345,398
Gross yield
5.5%
37036
Charlotte, TN
Typical home
$345,515
Gross yield
—
37187
White Bluff, TN
Typical home
$346,172
Gross yield
—
37172
Coopertown, TN
Typical home
$336,930
Gross yield
5.5%
37015
Ashland City, TN
Typical home
$349,394
Gross yield
5.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 37086 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TN37086

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