U.S. ZIP Code · TN37312
Bradley County · Cleveland, TN
Appreciation
- 1-year
- +1.2%
- 5-year / yr
- +6.7%
- 10-year / yr
- +7.1%
Relative price
- vs U.S.
- +24.0%
- vs metro
- +33.9%
- vs state
- +33.1%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 37312 is worth $352,272 — 33.9% above the Cleveland, TN median. Over the past year, values have risen 1.2%. Homes here rent for a typical $1,379 a month — a 4.7% gross rental yield. The effective property tax rate is 0.5%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Bradley County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Low
- Heat wave
- Relatively Low
- Hurricane
- Very Low
- Tornado
- Relatively Moderate
- Earthquake
- Relatively Moderate
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of Bradley County over a year, from IRS tax-return data.
- Net migration
- +447[5]
- Moved in
- 3,077
- Moved out
- 2,630
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 8
- Elementary
- 5
- Middle
- 1
- High
- 2
Cleveland High
High · Grades 9–12 · Cleveland
1,799 students
Walker Valley High School
High · Grades 9–12 · Bradley County
1,501 students
Cleveland Middle
Middle · Grades 6–8 · Cleveland
1,302 students
North Lee Elementary School
Elementary · Grades PK–5 · Bradley County
509 students
Candy's Creek Cherokee Elementary School
Elementary · Grades PK–5 · Cleveland
473 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 37312?
- The typical home in 37312 is worth $352,272, based on the Zillow Home Value Index.
- Are home values rising in 37312?
- Home values in 37312 are up 1.2% over the past year, and up 6.7% a year over five years.
- What is the typical rent in 37312?
- A typical home in 37312 rents for about $1,379 a month, a gross rental yield of 4.7%.
- What is the property tax rate in 37312?
- The effective property tax rate in 37312 is 0.5% — roughly $1,752 a year on a typical home.
- Who lives in 37312?
- ZIP code 37312 has a population of 36,669 and a median household income of $78,261.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Charleston, TN
- Typical home
- $355,309
- Gross yield
- —
Ocoee CDP, TN
- Typical home
- $314,362
- Gross yield
- —
Wildwood Lake CDP, TN
- Typical home
- $301,239
- Gross yield
- 6.6%
McDonald CDP, TN
- Typical home
- $411,326
- Gross yield
- —
Delano CDP, TN
- Typical home
- $271,467
- Gross yield
- —
Benton, TN
- Typical home
- $263,044
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 37312 against any other ZIP — full side-by-side table.
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