HousingHandbookReference data

U.S. ZIP Code · TN37369

Polk County · Cleveland, TN

Typical home value

$218,970[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.2%
5-year / yr
+4.8%
10-year / yr
+7.6%

Relative price

vs U.S.
-22.9%
vs metro
-16.8%
vs state
-17.3%
ZIP 37369 location in TN
Location of ZIP 37369 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37369 is worth $218,970 — 16.8% below the Cleveland, TN median. Over the past year, values have risen 6.2%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$999[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
713[3]
Median household income
$59,408[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration
+128[5]
Moved in
572
Moved out
444

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,107
Loan principal$175,176
Down payment$43,794
Total interest paid$223,427

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,374
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
9th percentile[1]
Rental yield
[2]
Property tax
75th percentile[3]

Frequently asked

How much is a home worth in ZIP code 37369?
The typical home in 37369 is worth $218,970, based on the Zillow Home Value Index.
Are home values rising in 37369?
Home values in 37369 are up 6.2% over the past year, and up 4.8% a year over five years.
What is the property tax rate in 37369?
The effective property tax rate in 37369 is 0.5% — roughly $999 a year on a typical home.
Who lives in 37369?
ZIP code 37369 has a population of 713 and a median household income of $59,408.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ducktown, TN

    Typical home
    $220,273
    Gross yield
  • Copperhill, TN

    Typical home
    $208,198
    Gross yield
  • Cleveland, TN

    Typical home
    $252,792
    Gross yield
    6.6%
  • Conasauga CDP, TN

    Typical home
    $255,885
    Gross yield
  • Benton, TN

    Typical home
    $263,044
    Gross yield
  • Delano CDP, TN

    Typical home
    $271,467
    Gross yield

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