HousingHandbookReference data

U.S. ZIP Code · MS39501

Harrison County · Gulfport-Biloxi, MS

Typical home value

$116,669[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.7%
5-year / yr
+2.2%
10-year / yr
+5.3%

Relative price

vs U.S.
-58.9%
vs metro
-46.6%
vs state
-23.2%
ZIP 39501 location in MS
Location of ZIP 39501 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39501 is worth $116,669 — 46.6% below the Gulfport-Biloxi, MS median. Over the past year, values have fallen 1.7%. Homes here rent for a typical $1,103 a month — a 11.3% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,103[2]
Gross yield
11.3%[2]
Cap rate
6.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$638[3]

#Climate risk

FEMA National Risk Index ratings for Harrison County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
22,565[3]
Median household income
$34,758[3]

#Migration

Household moves in and out of Harrison County over a year, from IRS tax-return data.

Net migration
+73[5]
Moved in
6,408
Moved out
6,335

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
4
Middle
1
High
0
  • NORTH GULFPORT ELEMENTARY AND MIDDL

    Elementary · Grades K–8 · HARRISON CO SCHOOL DIST

    1,005 students

  • GULFPORT CENTRAL MIDDLE SCHOOL

    Middle · Grades 6–8 · GULFPORT SCHOOL DIST

    593 students

  • WEST ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · GULFPORT SCHOOL DIST

    505 students

  • CENTRAL ELEM

    Elementary · Grades PK–5 · GULFPORT SCHOOL DIST

    498 students

  • TWENTY EIGHTH ST ELEM

    Elementary · Grades PK–5 · GULFPORT SCHOOL DIST

    381 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield11.3%
Net yield (after ~40% expenses)6.8%
Annual rent$13,233

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$590
Loan principal$93,335
Down payment$23,334
Total interest paid$119,044

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.67
Monthly cost to own$741
Monthly rent$1,103

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
91st percentile[2]
Property tax
21st percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 39501?
The typical home in 39501 is worth $116,669, based on the Zillow Home Value Index.
Are home values rising in 39501?
Home values in 39501 are down 1.7% over the past year, and up 2.2% a year over five years.
What is the typical rent in 39501?
A typical home in 39501 rents for about $1,103 a month, a gross rental yield of 11.3%.
What is the property tax rate in 39501?
The effective property tax rate in 39501 is 0.5% — roughly $638 a year on a typical home.
Who lives in 39501?
ZIP code 39501 has a population of 22,565 and a median household income of $34,758.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Moss Point, MS

    Typical home
    $108,500
    Gross yield
  • Pascagoula, MS

    Typical home
    $140,038
    Gross yield
    9.5%
  • Pascagoula, MS

    Typical home
    $150,709
    Gross yield
  • Biloxi, MS

    Typical home
    $154,964
    Gross yield
    12.1%
  • Pearlington CDP, MS

    Typical home
    $156,622
    Gross yield
  • Wiggins, MS

    Typical home
    $176,124
    Gross yield

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