How much is a home worth in ZIP code 39581?

The typical home in 39581 is worth $140,038, based on the Zillow Home Value Index.

Are home values rising in 39581?

Home values in 39581 are down 0.5% over the past year, and up 5.3% a year over five years.

What is the typical rent in 39581?

A typical home in 39581 rents for about $1,104 a month, a gross rental yield of 9.5%.

What is the property tax rate in 39581?

The effective property tax rate in 39581 is 0.7% — roughly $991 a year on a typical home.

ZIP code 39581 has a population of 11,390 and a median household income of $37,927.

HousingHandbookReference data

…

U.S. ZIP Code · MS39581

Jackson County · Gulfport-Biloxi, MS

Typical home value

$140,038^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.5%
5-year / yr: +5.3%
10-year / yr: +5.4%

Relative price

vs U.S.: -50.7%
vs metro: -35.9%
vs state: -7.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39581 is worth $140,038 — 35.9% below the Gulfport-Biloxi, MS median. Over the past year, values have fallen 0.5%. Homes here rent for a typical $1,104 a month — a 9.5% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,104^[2]
Gross yield: 9.5%^[2]
Cap rate: 5.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $991^[3]

#Climate risk

FEMA National Risk Index ratings for Jackson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively Moderate

#Who lives here

Population: 11,390^[3]
Median household income: $37,927^[3]

#Migration

Household moves in and out of Jackson County over a year, from IRS tax-return data.

Net migration: +205^[5]
Moved in: 3,905
Moved out: 3,700

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 0

WILLIAM M COLMER MIDDLE SCHOOL
Middle · Grades 7–8 · PASCAGOULA-GAUTIER SCHOOL DISTRICT
547 students
ARLINGTON HEIGHTS ELEM SCHOOL
Elementary · Grades PK–4 · PASCAGOULA-GAUTIER SCHOOL DISTRICT
360 students
CHEROKEE ELEMENTARY SCHOOL
Elementary · Grades K–4 · PASCAGOULA-GAUTIER SCHOOL DISTRICT
185 students
JACKSON ELEMENTARY SCHOOL
Elementary · Grades PK–4 · PASCAGOULA-GAUTIER SCHOOL DISTRICT
165 students
EXCEPTIONAL SCHOOL
Other · Grades 1–12 · PASCAGOULA-GAUTIER SCHOOL DISTRICT
41 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.5%

Net yield (after ~40% expenses)5.7%

Annual rent$13,248

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$708

Loan principal$112,031

Down payment$28,008

Total interest paid$142,889

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.82

Monthly cost to own$908

Monthly rent$1,104

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 92nd percentile^[1]
Rental yield: 82nd percentile^[2]
Property tax: 75th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 39581?: The typical home in 39581 is worth $140,038, based on the Zillow Home Value Index.
Are home values rising in 39581?: Home values in 39581 are down 0.5% over the past year, and up 5.3% a year over five years.
What is the typical rent in 39581?: A typical home in 39581 rents for about $1,104 a month, a gross rental yield of 9.5%.
What is the property tax rate in 39581?: The effective property tax rate in 39581 is 0.7% — roughly $991 a year on a typical home.
Who lives in 39581?: ZIP code 39581 has a population of 11,390 and a median household income of $37,927.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

39567 vs 39581 →
Pascagoula, MS
Typical home
$150,709
Gross yield
—
39530 vs 39581 →
Biloxi, MS
Typical home
$154,964
Gross yield
12.1%
39572
Pearlington CDP, MS
Typical home
$156,622
Gross yield
—
39501
Gulfport, MS
Typical home
$116,669
Gross yield
11.3%
39563
Moss Point, MS
Typical home
$108,500
Gross yield
—
39577
Wiggins, MS
Typical home
$176,124
Gross yield
—

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#Jump to section

U.S. ZIP Code · MS39581

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