HousingHandbookReference data

U.S. ZIP Code · MS39561

Stone County · Gulfport-Biloxi, MS

Typical home value

$218,422[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.2%
5-year / yr
+5.8%
10-year / yr
+5.6%

Relative price

vs U.S.
-23.1%
vs metro
≈ metro median
vs state
+43.8%
ZIP 39561 location in MS
Location of ZIP 39561 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39561 is worth $218,422. Over the past year, values have risen 4.2%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,317[3]

#Climate risk

FEMA National Risk Index ratings for Stone County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
2,353[3]
Median household income
$90,469[3]

#Migration

Household moves in and out of Stone County over a year, from IRS tax-return data.

Net migration
+102[5]
Moved in
497
Moved out
395

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,104
Loan principal$174,737
Down payment$43,684
Total interest paid$222,868

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,396
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 39561?
The typical home in 39561 is worth $218,422, based on the Zillow Home Value Index.
Are home values rising in 39561?
Home values in 39561 are up 4.2% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 39561?
The effective property tax rate in 39561 is 0.6% — roughly $1,317 a year on a typical home.
Who lives in 39561?
ZIP code 39561 has a population of 2,353 and a median household income of $90,469.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Waveland, MS

    Typical home
    $214,275
    Gross yield
  • Gulfport, MS

    Typical home
    $210,924
    Gross yield
    8.0%
  • MS

    Typical home
    $227,618
    Gross yield
  • Gulfport, MS

    Typical home
    $228,298
    Gross yield
    8.6%
  • D'Iberville, MS

    Typical home
    $228,345
    Gross yield
    8.1%
  • Biloxi, MS

    Typical home
    $206,858
    Gross yield
    7.9%

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