HousingHandbookReference data

U.S. ZIP Code · MS39503

Harrison County · Gulfport-Biloxi, MS

Typical home value

$228,298[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.0%
5-year / yr
+5.1%
10-year / yr
+5.1%

Relative price

vs U.S.
-19.6%
vs metro
+4.5%
vs state
+50.3%
ZIP 39503 location in MS
Location of ZIP 39503 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39503 is worth $228,298 — 4.5% above the Gulfport-Biloxi, MS median. Over the past year, values have risen 1.0%. Homes here rent for a typical $1,629 a month — a 8.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,629[2]
Gross yield
8.6%[2]
Cap rate
5.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,417[3]

#Climate risk

FEMA National Risk Index ratings for Harrison County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
55,059[3]
Median household income
$62,641[3]

#Migration

Household moves in and out of Harrison County over a year, from IRS tax-return data.

Net migration
+73[5]
Moved in
6,408
Moved out
6,335

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
7
Middle
2
High
4
  • HARRISON CENTRAL HIGH SCHOOL

    High · Grades 9–12 · HARRISON CO SCHOOL DIST

    1,508 students

  • WEST HARRISON HIGH SCHOOL

    High · Grades 9–12 · HARRISON CO SCHOOL DIST

    1,154 students

  • WEST HARRISON MIDDLE SCHOOL

    Middle · Grades 7–8 · HARRISON CO SCHOOL DIST

    604 students

  • BEL AIRE ELEMENTARY SCHOOL

    Elementary · Grades K–6 · HARRISON CO SCHOOL DIST

    599 students

  • THREE RIVERS ELEMENTARY

    Elementary · Grades K–6 · HARRISON CO SCHOOL DIST

    525 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.6%
Net yield (after ~40% expenses)5.1%
Annual rent$19,546

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,154
Loan principal$182,638
Down payment$45,660
Total interest paid$232,945

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.90
Monthly cost to own$1,463
Monthly rent$1,629

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
83rd percentile[1]
Rental yield
64th percentile[2]
Property tax
58th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 39503?
The typical home in 39503 is worth $228,298, based on the Zillow Home Value Index.
Are home values rising in 39503?
Home values in 39503 are up 1.0% over the past year, and up 5.1% a year over five years.
What is the typical rent in 39503?
A typical home in 39503 rents for about $1,629 a month, a gross rental yield of 8.6%.
What is the property tax rate in 39503?
The effective property tax rate in 39503 is 0.6% — roughly $1,417 a year on a typical home.
Who lives in 39503?
ZIP code 39503 has a population of 55,059 and a median household income of $62,641.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • D'Iberville, MS

    Typical home
    $228,345
    Gross yield
    8.1%
  • MS

    Typical home
    $227,618
    Gross yield
  • Kiln CDP, MS

    Typical home
    $233,809
    Gross yield
  • Long Beach, MS

    Typical home
    $236,393
    Gross yield
    7.0%
  • MS

    Typical home
    $218,422
    Gross yield
  • Bay St. Louis, MS

    Typical home
    $238,854
    Gross yield
    6.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 39503 against any other ZIP — full side-by-side table.

Compare 39503

#Jump to section