How much is a home worth in ZIP code 39520?

The typical home in 39520 is worth $238,854, based on the Zillow Home Value Index.

Are home values rising in 39520?

Home values in 39520 are down 3.0% over the past year, and up 2.7% a year over five years.

What is the typical rent in 39520?

A typical home in 39520 rents for about $1,337 a month, a gross rental yield of 6.7%.

What is the property tax rate in 39520?

The effective property tax rate in 39520 is 0.6% — roughly $1,530 a year on a typical home.

ZIP code 39520 has a population of 15,561 and a median household income of $62,176.

HousingHandbookReference data

…

U.S. ZIP Code · MS39520

Hancock County · Gulfport-Biloxi, MS

Typical home value

$238,854^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.0%
5-year / yr: +2.7%
10-year / yr: +5.6%

Relative price

vs U.S.: -15.9%
vs metro: +9.4%
vs state: +57.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39520 is worth $238,854 — 9.4% above the Gulfport-Biloxi, MS median. Over the past year, values have fallen 3.0%. Homes here rent for a typical $1,337 a month — a 6.7% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,337^[2]
Gross yield: 6.7%^[2]
Cap rate: 4.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,530^[3]

#Climate risk

FEMA National Risk Index ratings for Hancock County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Low
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively Low

#Who lives here

Population: 15,561^[3]
Median household income: $62,176^[3]

#Migration

Household moves in and out of Hancock County over a year, from IRS tax-return data.

Net migration: +106^[5]
Moved in: 1,348
Moved out: 1,242

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 2
Middle: 1
High: 1

BAY HIGH SCHOOL
High · Grades 9–12 · BAY ST LOUIS WAVELAND SCHOOL DIST
499 students
SOUTH HANCOCK ELEMENTARY SCHOOL
Elementary · Grades PK–5 · HANCOCK CO SCHOOL DIST
494 students
NORTH BAY ELEMENTARY SCHOOL
Elementary · Grades 2–5 · BAY ST LOUIS WAVELAND SCHOOL DIST
476 students
Bay Waveland Middle School
Middle · Grades 6–8 · BAY ST LOUIS WAVELAND SCHOOL DIST
374 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.7%

Net yield (after ~40% expenses)4.0%

Annual rent$16,043

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,208

Loan principal$191,083

Down payment$47,771

Total interest paid$243,716

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.15

Monthly cost to own$1,534

Monthly rent$1,337

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 8th percentile^[1]
Rental yield: 9th percentile^[2]
Property tax: 67th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 39520?: The typical home in 39520 is worth $238,854, based on the Zillow Home Value Index.
Are home values rising in 39520?: Home values in 39520 are down 3.0% over the past year, and up 2.7% a year over five years.
What is the typical rent in 39520?: A typical home in 39520 rents for about $1,337 a month, a gross rental yield of 6.7%.
What is the property tax rate in 39520?: The effective property tax rate in 39520 is 0.6% — roughly $1,530 a year on a typical home.
Who lives in 39520?: ZIP code 39520 has a population of 15,561 and a median household income of $62,176.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

39574 vs 39520 →
Saucier CDP, MS
Typical home
$239,619
Gross yield
—
39560 vs 39520 →
Long Beach, MS
Typical home
$236,393
Gross yield
7.0%
39556
Kiln CDP, MS
Typical home
$233,809
Gross yield
—
39525
Diamondhead, MS
Typical home
$247,011
Gross yield
—
39540
D'Iberville, MS
Typical home
$228,345
Gross yield
8.1%
39503
Gulfport, MS
Typical home
$228,298
Gross yield
8.6%

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Pit ZIP 39520 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MS39520

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