HousingHandbookReference data

U.S. ZIP Code · MS39574

Harrison County · Gulfport-Biloxi, MS

Typical home value

$239,619[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+4.3%
10-year / yr
+4.8%

Relative price

vs U.S.
-15.6%
vs metro
+9.7%
vs state
+57.8%
ZIP 39574 location in MS
Location of ZIP 39574 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39574 is worth $239,619 — 9.7% above the Gulfport-Biloxi, MS median. Over the past year, values have risen 1.8%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,027[3]

#Climate risk

FEMA National Risk Index ratings for Harrison County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
13,535[3]
Median household income
$70,094[3]

#Migration

Household moves in and out of Harrison County over a year, from IRS tax-return data.

Net migration
+73[5]
Moved in
6,408
Moved out
6,335

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • WEST WORTHAM ELEMENTARY AND MIDDLE

    Elementary · Grades K–8 · HARRISON CO SCHOOL DIST

    878 students

  • SAUCIER ELEMENTARY SCHOOL

    Elementary · Grades K–6 · HARRISON CO SCHOOL DIST

    335 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,212
Loan principal$191,695
Down payment$47,924
Total interest paid$244,496

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,497
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
50th percentile[1]
Rental yield
[2]
Property tax
4th percentile[3]

Frequently asked

How much is a home worth in ZIP code 39574?
The typical home in 39574 is worth $239,619, based on the Zillow Home Value Index.
Are home values rising in 39574?
Home values in 39574 are up 1.8% over the past year, and up 4.3% a year over five years.
What is the property tax rate in 39574?
The effective property tax rate in 39574 is 0.4% — roughly $1,027 a year on a typical home.
Who lives in 39574?
ZIP code 39574 has a population of 13,535 and a median household income of $70,094.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bay St. Louis, MS

    Typical home
    $238,854
    Gross yield
    6.7%
  • Long Beach, MS

    Typical home
    $236,393
    Gross yield
    7.0%
  • Kiln CDP, MS

    Typical home
    $233,809
    Gross yield
  • Diamondhead, MS

    Typical home
    $247,011
    Gross yield
  • D'Iberville, MS

    Typical home
    $228,345
    Gross yield
    8.1%
  • Gulfport, MS

    Typical home
    $228,298
    Gross yield
    8.6%

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