HousingHandbookReference data

U.S. ZIP Code · KY41074

Campbell County · Cincinnati, OH-KY-IN

Typical home value

$197,803[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.1%
5-year / yr
+2.9%
10-year / yr
+7.8%

Relative price

vs U.S.
-30.4%
vs metro
-30.3%
vs state
+19.0%
ZIP 41074 location in KY
Location of ZIP 41074 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 41074 is worth $197,803 — 30.3% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 0.1%. Homes here rent for a typical $1,698 a month — a 10.3% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,698[2]
Gross yield
10.3%[2]
Cap rate
6.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$2,295[3]

#Climate risk

FEMA National Risk Index ratings for Campbell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
5,756[3]
Median household income
$66,087[3]

#Migration

Household moves in and out of Campbell County over a year, from IRS tax-return data.

Net migration
+146[5]
Moved in
3,348
Moved out
3,202

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Lincoln Elementary School

    Elementary · Grades PK–6 · Dayton Independent

    501 students

  • Dayton High School

    High · Grades 7–12 · Dayton Independent

    369 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.3%
Net yield (after ~40% expenses)6.2%
Annual rent$20,374

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,000
Loan principal$158,243
Down payment$39,561
Total interest paid$201,830

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.80
Monthly cost to own$1,356
Monthly rent$1,698

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
94th percentile[2]
Property tax
51st percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 41074?
The typical home in 41074 is worth $197,803, based on the Zillow Home Value Index.
Are home values rising in 41074?
Home values in 41074 are up 0.1% over the past year, and up 2.9% a year over five years.
What is the typical rent in 41074?
A typical home in 41074 rents for about $1,698 a month, a gross rental yield of 10.3%.
What is the property tax rate in 41074?
The effective property tax rate in 41074 is 1.2% — roughly $2,295 a year on a typical home.
Who lives in 41074?
ZIP code 41074 has a population of 5,756 and a median household income of $66,087.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Warsaw, KY

    Typical home
    $197,982
    Gross yield
  • Cincinnati, OH

    Typical home
    $199,567
    Gross yield
    6.9%
  • Augusta, KY

    Typical home
    $194,641
    Gross yield
  • Silver Grove, KY

    Typical home
    $193,550
    Gross yield
  • Cincinnati, OH

    Typical home
    $203,020
    Gross yield
    7.1%
  • Aberdeen, OH

    Typical home
    $204,379
    Gross yield

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