HousingHandbookReference data

U.S. ZIP Code · KY41085

Campbell County · Cincinnati, OH-KY-IN

Typical home value

$193,550[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.8%
5-year / yr
+3.5%
10-year / yr
+6.1%

Relative price

vs U.S.
-31.9%
vs metro
-31.8%
vs state
+16.5%
ZIP 41085 location in KY
Location of ZIP 41085 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 41085 is worth $193,550 — 31.8% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 5.8%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$2,240[3]

#Climate risk

FEMA National Risk Index ratings for Campbell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
601[3]
Median household income
$77,757[3]

#Migration

Household moves in and out of Campbell County over a year, from IRS tax-return data.

Net migration
+146[5]
Moved in
3,348
Moved out
3,202

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$979
Loan principal$154,840
Down payment$38,710
Total interest paid$197,490

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,327
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
6th percentile[1]
Rental yield
[2]
Property tax
51st percentile[3]

Frequently asked

How much is a home worth in ZIP code 41085?
The typical home in 41085 is worth $193,550, based on the Zillow Home Value Index.
Are home values rising in 41085?
Home values in 41085 are up 5.8% over the past year, and up 3.5% a year over five years.
What is the property tax rate in 41085?
The effective property tax rate in 41085 is 1.2% — roughly $2,240 a year on a typical home.
Who lives in 41085?
ZIP code 41085 has a population of 601 and a median household income of $77,757.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Augusta, KY

    Typical home
    $194,641
    Gross yield
  • Dayton, KY

    Typical home
    $197,803
    Gross yield
    10.3%
  • Warsaw, KY

    Typical home
    $197,982
    Gross yield
  • Cincinnati, OH

    Typical home
    $199,567
    Gross yield
    6.9%
  • Ripley, OH

    Typical home
    $186,195
    Gross yield
  • Cincinnati, OH

    Typical home
    $203,020
    Gross yield
    7.1%

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