HousingHandbookReference data

U.S. ZIP Code · KY42001

McCracken County · Paducah, KY-IL

Typical home value

$220,519[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.7%
5-year / yr
+6.9%
10-year / yr
+5.5%

Relative price

vs U.S.
-22.4%
vs metro
+64.0%
vs state
+32.7%
ZIP 42001 location in KY
Location of ZIP 42001 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42001 is worth $220,519 — 64.0% above the Paducah, KY-IL median. Over the past year, values have risen 0.7%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,844[3]

#Climate risk

FEMA National Risk Index ratings for McCracken County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
30,856[3]
Median household income
$71,365[3]

#Migration

Household moves in and out of McCracken County over a year, from IRS tax-return data.

Net migration
+127[5]
Moved in
1,724
Moved out
1,597

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
5
Middle
3
High
1
  • McCracken County High School

    High · Grades 9–12 · McCracken County

    1,958 students

  • Lone Oak Middle School

    Middle · Grades 6–8 · McCracken County

    767 students

  • Paducah Middle School

    Middle · Grades 6–8 · Paducah Independent

    628 students

  • Concord Elementary School

    Elementary · Grades PK–5 · McCracken County

    609 students

  • Clark Elementary School

    Elementary · Grades K–5 · Paducah Independent

    608 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,115
Loan principal$176,415
Down payment$44,104
Total interest paid$225,008

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,453
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
[2]
Property tax
78th percentile[3]

Frequently asked

How much is a home worth in ZIP code 42001?
The typical home in 42001 is worth $220,519, based on the Zillow Home Value Index.
Are home values rising in 42001?
Home values in 42001 are up 0.7% over the past year, and up 6.9% a year over five years.
What is the property tax rate in 42001?
The effective property tax rate in 42001 is 0.8% — roughly $1,844 a year on a typical home.
Who lives in 42001?
ZIP code 42001 has a population of 30,856 and a median household income of $71,365.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • KY

    Typical home
    $206,837
    Gross yield
  • Cunningham CDP, KY

    Typical home
    $189,617
    Gross yield
  • Grand Rivers, KY

    Typical home
    $167,921
    Gross yield
  • Bandana CDP, KY

    Typical home
    $166,070
    Gross yield
  • Ledbetter CDP, KY

    Typical home
    $159,329
    Gross yield
  • Paducah, KY

    Typical home
    $158,585
    Gross yield
    11.4%

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