HousingHandbookReference data

U.S. ZIP Code · KY42103

Warren County · Bowling Green, KY

Typical home value

$362,194[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.7%
10-year / yr
+5.8%

Relative price

vs U.S.
+27.5%
vs metro
+76.8%
vs state
+118.0%
ZIP 42103 location in KY
Location of ZIP 42103 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42103 is worth $362,194 — 76.8% above the Bowling Green, KY median. Over the past year, values have risen 1.8%. Homes here rent for a typical $1,445 a month — a 4.8% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,445[2]
Gross yield
4.8%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,519[3]

#Climate risk

FEMA National Risk Index ratings for Warren County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
21,911[3]
Median household income
$87,689[3]

#Migration

Household moves in and out of Warren County over a year, from IRS tax-return data.

Net migration
+438[5]
Moved in
3,904
Moved out
3,466

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
4
Middle
0
High
1
  • Briarwood Elementary School

    Elementary · Grades PK–6 · Warren County

    664 students

  • Cumberland Trace Elementary

    Elementary · Grades PK–6 · Warren County

    618 students

  • Potter Gray Elementary

    Elementary · Grades K–5 · Bowling Green Independent

    461 students

  • Rivendell High School

    High · Grades 9–12 · Warren County

    33 students

  • Rivendell Elementary

    Elementary · Grades K–8 · Warren County

    30 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.8%
Net yield (after ~40% expenses)2.9%
Annual rent$17,346

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,831
Loan principal$289,755
Down payment$72,439
Total interest paid$369,567

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.62
Monthly cost to own$2,345
Monthly rent$1,445

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
53rd percentile[1]
Rental yield
50th percentile[2]
Property tax
94th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 42103?
The typical home in 42103 is worth $362,194, based on the Zillow Home Value Index.
Are home values rising in 42103?
Home values in 42103 are up 1.8% over the past year, and up 5.7% a year over five years.
What is the typical rent in 42103?
A typical home in 42103 rents for about $1,445 a month, a gross rental yield of 4.8%.
What is the property tax rate in 42103?
The effective property tax rate in 42103 is 0.7% — roughly $2,519 a year on a typical home.
Who lives in 42103?
ZIP code 42103 has a population of 21,911 and a median household income of $87,689.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bowling Green, KY

    Typical home
    $325,625
    Gross yield
    4.7%
  • Bowling Green, KY

    Typical home
    $408,232
    Gross yield
  • KY

    Typical home
    $303,730
    Gross yield
  • Woodburn, KY

    Typical home
    $290,115
    Gross yield
  • Oakland, KY

    Typical home
    $285,276
    Gross yield
  • Smiths Grove, KY

    Typical home
    $257,824
    Gross yield

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