HousingHandbookReference data

U.S. ZIP Code · KY42104

Warren County · Bowling Green, KY

Typical home value

$325,625[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.9%
5-year / yr
+5.3%
10-year / yr
+5.7%

Relative price

vs U.S.
+14.6%
vs metro
+58.9%
vs state
+96.0%
ZIP 42104 location in KY
Location of ZIP 42104 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42104 is worth $325,625 — 58.9% above the Bowling Green, KY median. Over the past year, values have risen 0.9%. Homes here rent for a typical $1,279 a month — a 4.7% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,279[2]
Gross yield
4.7%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,102[3]

#Climate risk

FEMA National Risk Index ratings for Warren County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
42,076[3]
Median household income
$75,164[3]

#Migration

Household moves in and out of Warren County over a year, from IRS tax-return data.

Net migration
+438[5]
Moved in
3,904
Moved out
3,466

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
5
Middle
3
High
3
  • South Warren High School

    High · Grades 9–12 · Warren County

    1,523 students

  • Greenwood High School

    High · Grades 9–12 · Warren County

    1,422 students

  • Bowling Green High School

    High · Grades 9–12 · Bowling Green Independent

    1,290 students

  • Bowling Green Junior High

    Middle · Grades 6–8 · Bowling Green Independent

    971 students

  • Rich Pond Elementary

    Elementary · Grades PK–6 · Warren County

    941 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.7%
Net yield (after ~40% expenses)2.8%
Annual rent$15,345

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,647
Loan principal$260,500
Down payment$65,125
Total interest paid$332,253

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.64
Monthly cost to own$2,094
Monthly rent$1,279

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
35th percentile[1]
Rental yield
0th percentile[2]
Property tax
82nd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 42104?
The typical home in 42104 is worth $325,625, based on the Zillow Home Value Index.
Are home values rising in 42104?
Home values in 42104 are up 0.9% over the past year, and up 5.3% a year over five years.
What is the typical rent in 42104?
A typical home in 42104 rents for about $1,279 a month, a gross rental yield of 4.7%.
What is the property tax rate in 42104?
The effective property tax rate in 42104 is 0.6% — roughly $2,102 a year on a typical home.
Who lives in 42104?
ZIP code 42104 has a population of 42,076 and a median household income of $75,164.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • KY

    Typical home
    $303,730
    Gross yield
  • Woodburn, KY

    Typical home
    $290,115
    Gross yield
  • Bowling Green, KY

    Typical home
    $362,194
    Gross yield
    4.8%
  • Oakland, KY

    Typical home
    $285,276
    Gross yield
  • Smiths Grove, KY

    Typical home
    $257,824
    Gross yield
  • Bowling Green, KY

    Typical home
    $408,232
    Gross yield

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