HousingHandbookReference data

U.S. ZIP Code · OH43432

Ottawa County · Sandusky, OH

Typical home value

$251,781[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.8%
5-year / yr
+4.1%
10-year / yr
+5.8%

Relative price

vs U.S.
-11.4%
vs metro
-5.8%
vs state
+15.1%
ZIP 43432 location in OH
Location of ZIP 43432 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43432 is worth $251,781 — 5.8% below the Sandusky, OH median. Over the past year, values have fallen 2.8%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$2,514[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,357[3]
Median household income
$152,411[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration
-9[5]
Moved in
1,160
Moved out
1,169

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,273
Loan principal$201,425
Down payment$50,356
Total interest paid$256,906

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,693
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
20th percentile[1]
Rental yield
[2]
Property tax
27th percentile[3]

Frequently asked

How much is a home worth in ZIP code 43432?
The typical home in 43432 is worth $251,781, based on the Zillow Home Value Index.
Are home values rising in 43432?
Home values in 43432 are down 2.8% over the past year, and up 4.1% a year over five years.
What is the property tax rate in 43432?
The effective property tax rate in 43432 is 1.0% — roughly $2,514 a year on a typical home.
Who lives in 43432?
ZIP code 43432 has a population of 1,357 and a median household income of $152,411.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Vermilion, OH

    Typical home
    $266,723
    Gross yield
  • Castalia, OH

    Typical home
    $236,252
    Gross yield
  • Berlin Heights, OH

    Typical home
    $267,630
    Gross yield
  • Port Clinton, OH

    Typical home
    $277,487
    Gross yield
  • OH

    Typical home
    $282,093
    Gross yield
  • Clay Center, OH

    Typical home
    $219,506
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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