HousingHandbookReference data

U.S. ZIP Code · OH43445

Ottawa County · Sandusky, OH

Typical home value

$219,506[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.0%
5-year / yr
+3.6%
10-year / yr
+5.5%

Relative price

vs U.S.
-22.7%
vs metro
-17.8%
vs state
≈ state median
ZIP 43445 location in OH
Location of ZIP 43445 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43445 is worth $219,506 — 17.8% below the Sandusky, OH median. Over the past year, values have fallen 2.0%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,364[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
801[3]
Median household income
$82,670[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration
-9[5]
Moved in
1,160
Moved out
1,169

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,110
Loan principal$175,605
Down payment$43,901
Total interest paid$223,974

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,490
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
13th percentile[1]
Rental yield
[2]
Property tax
53rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 43445?
The typical home in 43445 is worth $219,506, based on the Zillow Home Value Index.
Are home values rising in 43445?
Home values in 43445 are down 2.0% over the past year, and up 3.6% a year over five years.
What is the property tax rate in 43445?
The effective property tax rate in 43445 is 1.1% — roughly $2,364 a year on a typical home.
Who lives in 43445?
ZIP code 43445 has a population of 801 and a median household income of $82,670.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Elmore, OH

    Typical home
    $218,628
    Gross yield
  • Oak Harbor, OH

    Typical home
    $207,099
    Gross yield
  • Genoa, OH

    Typical home
    $206,692
    Gross yield
  • Castalia, OH

    Typical home
    $236,252
    Gross yield
  • OH

    Typical home
    $251,781
    Gross yield
  • Sandusky, OH

    Typical home
    $180,952
    Gross yield
    9.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 43445 against any other ZIP — full side-by-side table.

Compare 43445

#Jump to section