HousingHandbookReference data

U.S. ZIP Code · OH43612

Lucas County · Toledo, OH

Typical home value

$115,657[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.5%
5-year / yr
+7.4%
10-year / yr
+9.3%

Relative price

vs U.S.
-59.3%
vs metro
-40.1%
vs state
-47.1%
ZIP 43612 location in OH
Location of ZIP 43612 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43612 is worth $115,657 — 40.1% below the Toledo, OH median. Over the past year, values have risen 5.5%. Homes here rent for a typical $1,043 a month — a 10.8% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,043[2]
Gross yield
10.8%[2]
Cap rate
6.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$1,615[3]

#Climate risk

FEMA National Risk Index ratings for Lucas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
28,480[3]
Median household income
$50,728[3]

#Migration

Household moves in and out of Lucas County over a year, from IRS tax-return data.

Net migration
-985[5]
Moved in
7,490
Moved out
8,475

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
5
Middle
0
High
0
  • Bennett Venture Academy

    Elementary · Grades K–8 · Bennett Venture Academy

    604 students

  • Greenwood Elementary School

    Elementary · Grades K–6 · Washington Local

    531 students

  • Whittier Elementary School

    Elementary · Grades K–8 · Toledo City

    494 students

  • Larchmont Elementary School

    Elementary · Grades K–8 · Toledo City

    362 students

  • Mayfair

    Prekindergarten · Grades PK · Toledo City

    146 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.8%
Net yield (after ~40% expenses)6.5%
Annual rent$12,521

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$585
Loan principal$92,526
Down payment$23,131
Total interest paid$118,012

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.78
Monthly cost to own$816
Monthly rent$1,043

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
69th percentile[2]
Property tax
64th percentile[3]

Frequently asked

How much is a home worth in ZIP code 43612?
The typical home in 43612 is worth $115,657, based on the Zillow Home Value Index.
Are home values rising in 43612?
Home values in 43612 are up 5.5% over the past year, and up 7.4% a year over five years.
What is the typical rent in 43612?
A typical home in 43612 rents for about $1,043 a month, a gross rental yield of 10.8%.
What is the property tax rate in 43612?
The effective property tax rate in 43612 is 1.4% — roughly $1,615 a year on a typical home.
Who lives in 43612?
ZIP code 43612 has a population of 28,480 and a median household income of $50,728.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jerry City, OH

    Typical home
    $128,309
    Gross yield
  • Toledo, OH

    Typical home
    $98,287
    Gross yield
    9.8%
  • North Baltimore, OH

    Typical home
    $136,178
    Gross yield
  • Bradner, OH

    Typical home
    $142,875
    Gross yield
  • Toledo, OH

    Typical home
    $78,686
    Gross yield
    21.1%
  • Neapolis CDP, OH

    Typical home
    $154,057
    Gross yield

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