HousingHandbookReference data

U.S. ZIP Code · OH45872

Wood County · Toledo, OH

Typical home value

$136,178[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-11.3%
5-year / yr
-2.7%
10-year / yr
+3.7%

Relative price

vs U.S.
-52.1%
vs metro
-29.5%
vs state
-37.7%
ZIP 45872 location in OH
Location of ZIP 45872 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45872 is worth $136,178 — 29.5% below the Toledo, OH median. Over the past year, values have fallen 11.3%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$1,574[3]

#Climate risk

FEMA National Risk Index ratings for Wood County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
4,548[3]
Median household income
$62,298[3]

#Migration

Household moves in and out of Wood County over a year, from IRS tax-return data.

Net migration
+29[5]
Moved in
4,293
Moved out
4,264

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • E A Powell Elementary School

    Elementary · Grades K–6 · North Baltimore Local

    375 students

  • North Baltimore High School

    High · Grades 9–12 · North Baltimore Local

    125 students

  • North Baltimore Middle School

    Middle · Grades 7–8 · North Baltimore Local

    109 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$689
Loan principal$108,943
Down payment$27,236
Total interest paid$138,950

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$934
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
21st percentile[3]

Frequently asked

How much is a home worth in ZIP code 45872?
The typical home in 45872 is worth $136,178, based on the Zillow Home Value Index.
Are home values rising in 45872?
Home values in 45872 are down 11.3% over the past year, and down 2.7% a year over five years.
What is the property tax rate in 45872?
The effective property tax rate in 45872 is 1.2% — roughly $1,574 a year on a typical home.
Who lives in 45872?
ZIP code 45872 has a population of 4,548 and a median household income of $62,298.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bradner, OH

    Typical home
    $142,875
    Gross yield
  • Jerry City, OH

    Typical home
    $128,309
    Gross yield
  • Neapolis CDP, OH

    Typical home
    $154,057
    Gross yield
  • Toledo, OH

    Typical home
    $154,347
    Gross yield
    9.5%
  • Toledo, OH

    Typical home
    $115,657
    Gross yield
    10.8%
  • Bloomdale, OH

    Typical home
    $157,660
    Gross yield

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