HousingHandbookReference data

U.S. ZIP Code · OH44004

Ashtabula County · Cleveland, OH

Typical home value

$151,031[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.2%
5-year / yr
+7.6%
10-year / yr
+8.1%

Relative price

vs U.S.
-46.8%
vs metro
-40.4%
vs state
-30.9%
ZIP 44004 location in OH
Location of ZIP 44004 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 44004 is worth $151,031 — 40.4% below the Cleveland, OH median. Over the past year, values have risen 6.2%. Homes here rent for a typical $673 a month — a 5.3% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$673[2]
Gross yield
5.3%[2]
Cap rate
3.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$1,760[3]

#Climate risk

FEMA National Risk Index ratings for Ashtabula County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
31,114[3]
Median household income
$51,034[3]

#Migration

Household moves in and out of Ashtabula County over a year, from IRS tax-return data.

Net migration
-17[5]
Moved in
1,644
Moved out
1,661

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
4
Middle
3
High
2
  • Lakeside High School

    High · Grades 8–12 · Ashtabula Area City

    848 students

  • Edgewood High School

    High · Grades 9–12 · Buckeye Local

    493 students

  • Lakeside Junior High School

    Middle · Grades 7–8 · Ashtabula Area City

    482 students

  • Superior Intermediate School

    Elementary · Grades 1–4 · Ashtabula Area City

    423 students

  • Ridgeview Elementary School

    Elementary · Grades K–5 · Buckeye Local

    407 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.3%
Net yield (after ~40% expenses)3.2%
Annual rent$8,070

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$764
Loan principal$120,825
Down payment$30,206
Total interest paid$154,105

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.54
Monthly cost to own$1,037
Monthly rent$673

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
96th percentile[1]
Rental yield
7th percentile[2]
Property tax
21st percentile[3]

Frequently asked

How much is a home worth in ZIP code 44004?
The typical home in 44004 is worth $151,031, based on the Zillow Home Value Index.
Are home values rising in 44004?
Home values in 44004 are up 6.2% over the past year, and up 7.6% a year over five years.
What is the typical rent in 44004?
A typical home in 44004 rents for about $673 a month, a gross rental yield of 5.3%.
What is the property tax rate in 44004?
The effective property tax rate in 44004 is 1.2% — roughly $1,760 a year on a typical home.
Who lives in 44004?
ZIP code 44004 has a population of 31,114 and a median household income of $51,034.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Conneaut, OH

    Typical home
    $151,129
    Gross yield
  • Euclid, OH

    Typical home
    $150,887
    Gross yield
    11.7%
  • Cleveland, OH

    Typical home
    $145,953
    Gross yield
    9.7%
  • Kipton, OH

    Typical home
    $145,112
    Gross yield
  • Cleveland, OH

    Typical home
    $158,375
    Gross yield
    12.1%
  • Cleveland, OH

    Typical home
    $160,594
    Gross yield
    8.8%

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