How much is a home worth in ZIP code 44109?

The typical home in 44109 is worth $145,953, based on the Zillow Home Value Index.

Are home values rising in 44109?

Home values in 44109 are up 1.7% over the past year, and up 5.1% a year over five years.

What is the typical rent in 44109?

A typical home in 44109 rents for about $1,182 a month, a gross rental yield of 9.7%.

What is the property tax rate in 44109?

The effective property tax rate in 44109 is 1.7% — roughly $2,476 a year on a typical home.

ZIP code 44109 has a population of 39,428 and a median household income of $42,872.

HousingHandbookReference data

…

U.S. ZIP Code · OH44109

Cuyahoga County · Cleveland, OH

Typical home value

$145,953^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.7%
5-year / yr: +5.1%
10-year / yr: +8.3%

Relative price

vs U.S.: -48.6%
vs metro: -42.4%
vs state: -33.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 44109 is worth $145,953 — 42.4% below the Cleveland, OH median. Over the past year, values have risen 1.7%. Homes here rent for a typical $1,182 a month — a 9.7% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,182^[2]
Gross yield: 9.7%^[2]
Cap rate: 5.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.7%^[3]
Typical annual tax: $2,476^[3]

#Climate risk

FEMA National Risk Index ratings for Cuyahoga County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Very Low
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively High
Hurricane: Relatively Low
Tornado: Very High
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 39,428^[3]
Median household income: $42,872^[3]

#Migration

Household moves in and out of Cuyahoga County over a year, from IRS tax-return data.

Net migration: -3,403^[5]
Moved in: 21,862
Moved out: 25,265

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 15
Elementary: 9
Middle: 1
High: 5

West Cleveland Drop Back In dba Frederick Douglass High Scho
High · Grades 9–12 · West Cleveland Drop Back In dba Frederick Douglass High Scho
492 students
Old Brook High School
High · Grades 9–12 · Old Brook High School
411 students
Buhrer
Elementary · Grades PK–8 · Cleveland Municipal
406 students
Benjamin Franklin
Elementary · Grades PK–8 · Cleveland Municipal
389 students
William C Bryant Elementary School
Elementary · Grades PK–8 · Cleveland Municipal
366 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.7%

Net yield (after ~40% expenses)5.8%

Annual rent$14,179

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$738

Loan principal$116,763

Down payment$29,191

Total interest paid$148,924

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.90

Monthly cost to own$1,066

Monthly rent$1,182

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 15th percentile^[1]
Rental yield: 67th percentile^[2]
Property tax: 66th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 44109?: The typical home in 44109 is worth $145,953, based on the Zillow Home Value Index.
Are home values rising in 44109?: Home values in 44109 are up 1.7% over the past year, and up 5.1% a year over five years.
What is the typical rent in 44109?: A typical home in 44109 rents for about $1,182 a month, a gross rental yield of 9.7%.
What is the property tax rate in 44109?: The effective property tax rate in 44109 is 1.7% — roughly $2,476 a year on a typical home.
Who lives in 44109?: ZIP code 44109 has a population of 39,428 and a median household income of $42,872.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

44049 vs 44109 →
Kipton, OH
Typical home
$145,112
Gross yield
—
44125 vs 44109 →
Garfield Heights, OH
Typical home
$141,120
Gross yield
11.8%
44132
Euclid, OH
Typical home
$150,887
Gross yield
11.7%
44004
Ashtabula, OH
Typical home
$151,031
Gross yield
5.3%
44030
Conneaut, OH
Typical home
$151,129
Gross yield
—
44123
Euclid, OH
Typical home
$139,845
Gross yield
9.1%

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Pit ZIP 44109 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH44109

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