HousingHandbookReference data

U.S. ZIP Code · OH45050

Butler County · Cincinnati, OH-KY-IN

Typical home value

$351,215[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.6%
5-year / yr
+6.8%
10-year / yr
+7.5%

Relative price

vs U.S.
+23.6%
vs metro
+23.7%
vs state
+60.6%
ZIP 45050 location in OH
Location of ZIP 45050 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45050 is worth $351,215 — 23.7% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 2.6%. Homes here rent for a typical $2,268 a month — a 7.7% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,268[2]
Gross yield
7.7%[2]
Cap rate
4.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$3,342[3]

#Climate risk

FEMA National Risk Index ratings for Butler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
12,248[3]
Median household income
$104,282[3]

#Migration

Household moves in and out of Butler County over a year, from IRS tax-return data.

Net migration
-187[5]
Moved in
9,725
Moved out
9,912

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
2
Middle
1
High
3
  • Monroe Elementary School

    Elementary · Grades 2–6 · Monroe Local

    1,124 students

  • Monroe High School

    High · Grades 9–12 · Monroe Local

    872 students

  • Monroe Primary School

    Elementary · Grades PK–1 · Monroe Local

    464 students

  • Monroe Junior High School

    Middle · Grades 7–8 · Monroe Local

    408 students

  • Butler Tech Natural Science Center

    High · Grades 11–12 · Butler Technology & Career Development Schools

    111 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.7%
Net yield (after ~40% expenses)4.6%
Annual rent$27,210

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,776
Loan principal$280,972
Down payment$70,243
Total interest paid$358,365

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.03
Monthly cost to own$2,347
Monthly rent$2,268

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
91st percentile[1]
Rental yield
80th percentile[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45050?
The typical home in 45050 is worth $351,215, based on the Zillow Home Value Index.
Are home values rising in 45050?
Home values in 45050 are up 2.6% over the past year, and up 6.8% a year over five years.
What is the typical rent in 45050?
A typical home in 45050 rents for about $2,268 a month, a gross rental yield of 7.7%.
What is the property tax rate in 45050?
The effective property tax rate in 45050 is 1.0% — roughly $3,342 a year on a typical home.
Who lives in 45050?
ZIP code 45050 has a population of 12,248 and a median household income of $104,282.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Walton, KY

    Typical home
    $351,632
    Gross yield
  • Mack CDP, OH

    Typical home
    $350,738
    Gross yield
    4.8%
  • Mentor, KY

    Typical home
    $352,218
    Gross yield
  • Blue Jay CDP, OH

    Typical home
    $353,735
    Gross yield
  • Shawnee CDP, OH

    Typical home
    $348,453
    Gross yield
  • Forestville CDP, OH

    Typical home
    $358,049
    Gross yield
    5.8%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 45050 against any other ZIP — full side-by-side table.

Compare 45050

#Jump to section