HousingHandbookReference data

U.S. ZIP Code · OH45255

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$358,049[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.2%
5-year / yr
+6.3%
10-year / yr
+6.9%

Relative price

vs U.S.
+26.0%
vs metro
+26.1%
vs state
+63.7%
ZIP 45255 location in OH
Location of ZIP 45255 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45255 is worth $358,049 — 26.1% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 6.2%. Homes here rent for a typical $1,723 a month — a 5.8% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,723[2]
Gross yield
5.8%[2]
Cap rate
3.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$5,805[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
22,313[3]
Median household income
$92,035[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration
-1,903[5]
Moved in
18,761
Moved out
20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Anderson High School

    High · Grades 9–12 · Forest Hills Local

    1,177 students

  • Nagel Middle School

    Middle · Grades 7–8 · Forest Hills Local

    1,075 students

  • Ayer Elementary School

    Elementary · Grades K–6 · Forest Hills Local

    574 students

  • Summit Elementary School

    Elementary · Grades K–6 · Forest Hills Local

    515 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.8%
Net yield (after ~40% expenses)3.5%
Annual rent$20,677

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,810
Loan principal$286,439
Down payment$71,610
Total interest paid$365,337

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.50
Monthly cost to own$2,592
Monthly rent$1,723

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
72nd percentile[1]
Rental yield
36th percentile[2]
Property tax
92nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 45255?
The typical home in 45255 is worth $358,049, based on the Zillow Home Value Index.
Are home values rising in 45255?
Home values in 45255 are up 6.2% over the past year, and up 6.3% a year over five years.
What is the typical rent in 45255?
A typical home in 45255 rents for about $1,723 a month, a gross rental yield of 5.8%.
What is the property tax rate in 45255?
The effective property tax rate in 45255 is 1.6% — roughly $5,805 a year on a typical home.
Who lives in 45255?
ZIP code 45255 has a population of 22,313 and a median household income of $92,035.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cincinnati, OH

    Typical home
    $360,512
    Gross yield
  • Blue Jay CDP, OH

    Typical home
    $353,735
    Gross yield
  • Mentor, KY

    Typical home
    $352,218
    Gross yield
  • Walton, KY

    Typical home
    $351,632
    Gross yield
  • Monroe, OH

    Typical home
    $351,215
    Gross yield
    7.7%
  • Mack CDP, OH

    Typical home
    $350,738
    Gross yield
    4.8%

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