HousingHandbookReference data

U.S. ZIP Code · OH45068

Warren County · Cincinnati, OH-KY-IN

Typical home value

$447,379[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.5%
5-year / yr
+6.3%
10-year / yr
+6.9%

Relative price

vs U.S.
+57.5%
vs metro
+57.6%
vs state
+104.6%
ZIP 45068 location in OH
Location of ZIP 45068 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45068 is worth $447,379 — 57.6% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 2.5%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$5,070[3]

#Climate risk

FEMA National Risk Index ratings for Warren County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
11,597[3]
Median household income
$96,147[3]

#Migration

Household moves in and out of Warren County over a year, from IRS tax-return data.

Net migration
-336[5]
Moved in
7,651
Moved out
7,987

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Waynesville Elementary School

    Elementary · Grades PK–6 · Wayne Local

    925 students

  • Waynesville High School

    High · Grades 9–12 · Wayne Local

    441 students

  • Waynesville Middle School

    Middle · Grades 7–8 · Wayne Local

    264 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,262
Loan principal$357,903
Down payment$89,476
Total interest paid$456,485

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,056
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
73rd percentile[1]
Rental yield
[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45068?
The typical home in 45068 is worth $447,379, based on the Zillow Home Value Index.
Are home values rising in 45068?
Home values in 45068 are up 2.5% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 45068?
The effective property tax rate in 45068 is 1.1% — roughly $5,070 a year on a typical home.
Who lives in 45068?
ZIP code 45068 has a population of 11,597 and a median household income of $96,147.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Loveland, OH

    Typical home
    $449,259
    Gross yield
    4.7%
  • OH

    Typical home
    $451,649
    Gross yield
  • Union, KY

    Typical home
    $459,486
    Gross yield
  • Springboro, OH

    Typical home
    $432,123
    Gross yield
    4.9%
  • Kings Mills CDP, OH

    Typical home
    $431,588
    Gross yield
  • OH

    Typical home
    $464,866
    Gross yield

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