HousingHandbookReference data

U.S. ZIP Code · OH45034

Warren County · Cincinnati, OH-KY-IN

Typical home value

$431,588[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.0%
5-year / yr
+5.8%
10-year / yr
+6.1%

Relative price

vs U.S.
+51.9%
vs metro
+52.0%
vs state
+97.4%
ZIP 45034 location in OH
Location of ZIP 45034 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45034 is worth $431,588 — 52.0% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 1.0%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$6,601[3]

#Climate risk

FEMA National Risk Index ratings for Warren County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
968[3]
Median household income
$151,875[3]

#Migration

Household moves in and out of Warren County over a year, from IRS tax-return data.

Net migration
-336[5]
Moved in
7,651
Moved out
7,987

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
2
Middle
2
High
1
  • Kings High School

    High · Grades 9–12 · Kings Local

    1,425 students

  • J F Burns Elementary School

    Elementary · Grades K–4 · Kings Local

    803 students

  • Columbia Intermediate School

    Middle · Grades 5–6 · Kings Local

    768 students

  • Kings Junior High School

    Middle · Grades 7–8 · Kings Local

    733 students

  • Kings Mills Elementary School

    Elementary · Grades K–4 · Kings Local

    529 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,182
Loan principal$345,271
Down payment$86,318
Total interest paid$440,374

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,092
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
56th percentile[1]
Rental yield
[2]
Property tax
83rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 45034?
The typical home in 45034 is worth $431,588, based on the Zillow Home Value Index.
Are home values rising in 45034?
Home values in 45034 are up 1.0% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 45034?
The effective property tax rate in 45034 is 1.5% — roughly $6,601 a year on a typical home.
Who lives in 45034?
ZIP code 45034 has a population of 968 and a median household income of $151,875.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Springboro, OH

    Typical home
    $432,123
    Gross yield
    4.9%
  • Beckett Ridge CDP, OH

    Typical home
    $423,852
    Gross yield
    5.4%
  • Dry Run CDP, OH

    Typical home
    $418,622
    Gross yield
    4.5%
  • Waynesville, OH

    Typical home
    $447,379
    Gross yield
  • Loveland, OH

    Typical home
    $449,259
    Gross yield
    4.7%
  • IN

    Typical home
    $412,788
    Gross yield

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