How much is a home worth in ZIP code 45069?

The typical home in 45069 is worth $423,852, based on the Zillow Home Value Index.

Are home values rising in 45069?

Home values in 45069 are up 3.1% over the past year, and up 6.6% a year over five years.

What is the typical rent in 45069?

A typical home in 45069 rents for about $1,897 a month, a gross rental yield of 5.4%.

What is the property tax rate in 45069?

The effective property tax rate in 45069 is 1.4% — roughly $5,773 a year on a typical home.

ZIP code 45069 has a population of 56,037 and a median household income of $114,631.

HousingHandbookReference data

…

U.S. ZIP Code · OH45069

Butler County · Cincinnati, OH-KY-IN

Typical home value

$423,852^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.1%
5-year / yr: +6.6%
10-year / yr: +7.0%

Relative price

vs U.S.: +49.2%
vs metro: +49.3%
vs state: +93.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45069 is worth $423,852 — 49.3% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 3.1%. Homes here rent for a typical $1,897 a month — a 5.4% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,897^[2]
Gross yield: 5.4%^[2]
Cap rate: 3.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $5,773^[3]

#Climate risk

FEMA National Risk Index ratings for Butler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 56,037^[3]
Median household income: $114,631^[3]

#Migration

Household moves in and out of Butler County over a year, from IRS tax-return data.

Net migration: -187^[5]
Moved in: 9,725
Moved out: 9,912

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 6
Middle: 2
High: 3

Lakota West High School
High · Grades 9–12 · Lakota Local
2,845 students
Creekside Early Childhood School
Elementary · Grades K–2 · Lakota Local
762 students
Hopewell Early Childhood School
Elementary · Grades K–2 · Lakota Local
744 students
Freedom Elementary School
Elementary · Grades 3–6 · Lakota Local
713 students
Endeavor Elementary School
Elementary · Grades 3–6 · Lakota Local
708 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.4%

Net yield (after ~40% expenses)3.2%

Annual rent$22,766

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,143

Loan principal$339,081

Down payment$84,770

Total interest paid$432,480

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.57

Monthly cost to own$2,977

Monthly rent$1,897

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 85th percentile^[1]
Rental yield: 29th percentile^[2]
Property tax: 72nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45069?: The typical home in 45069 is worth $423,852, based on the Zillow Home Value Index.
Are home values rising in 45069?: Home values in 45069 are up 3.1% over the past year, and up 6.6% a year over five years.
What is the typical rent in 45069?: A typical home in 45069 rents for about $1,897 a month, a gross rental yield of 5.4%.
What is the property tax rate in 45069?: The effective property tax rate in 45069 is 1.4% — roughly $5,773 a year on a typical home.
Who lives in 45069?: ZIP code 45069 has a population of 56,037 and a median household income of $114,631.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45244 vs 45069 →
Dry Run CDP, OH
Typical home
$418,622
Gross yield
4.5%
45034 vs 45069 →
Kings Mills CDP, OH
Typical home
$431,588
Gross yield
—
45066
Springboro, OH
Typical home
$432,123
Gross yield
4.9%
47022
IN
Typical home
$412,788
Gross yield
—
45036
Lebanon, OH
Typical home
$407,643
Gross yield
6.3%
45209
Cincinnati, OH
Typical home
$405,818
Gross yield
4.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 45069 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45069

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