HousingHandbookReference data

U.S. ZIP Code · OH45244

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$418,622[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.8%
5-year / yr
+6.3%
10-year / yr
+6.6%

Relative price

vs U.S.
+47.4%
vs metro
+47.5%
vs state
+91.4%
ZIP 45244 location in OH
Location of ZIP 45244 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45244 is worth $418,622 — 47.5% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 4.8%. Homes here rent for a typical $1,584 a month — a 4.5% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,584[2]
Gross yield
4.5%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$6,585[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
28,511[3]
Median household income
$109,287[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration
-1,903[5]
Moved in
18,761
Moved out
20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Turpin High School

    High · Grades 9–12 · Forest Hills Local

    1,002 students

  • Wilson Elementary School

    Elementary · Grades K–6 · Forest Hills Local

    651 students

  • Mercer Elementary School

    Elementary · Grades K–6 · Forest Hills Local

    641 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.5%
Net yield (after ~40% expenses)2.7%
Annual rent$19,011

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,117
Loan principal$334,897
Down payment$83,724
Total interest paid$427,143

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.90
Monthly cost to own$3,013
Monthly rent$1,584

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
9th percentile[2]
Property tax
88th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45244?
The typical home in 45244 is worth $418,622, based on the Zillow Home Value Index.
Are home values rising in 45244?
Home values in 45244 are up 4.8% over the past year, and up 6.3% a year over five years.
What is the typical rent in 45244?
A typical home in 45244 rents for about $1,584 a month, a gross rental yield of 4.5%.
What is the property tax rate in 45244?
The effective property tax rate in 45244 is 1.6% — roughly $6,585 a year on a typical home.
Who lives in 45244?
ZIP code 45244 has a population of 28,511 and a median household income of $109,287.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Beckett Ridge CDP, OH

    Typical home
    $423,852
    Gross yield
    5.4%
  • IN

    Typical home
    $412,788
    Gross yield
  • Lebanon, OH

    Typical home
    $407,643
    Gross yield
    6.3%
  • Cincinnati, OH

    Typical home
    $405,818
    Gross yield
    4.6%
  • Kings Mills CDP, OH

    Typical home
    $431,588
    Gross yield
  • Springboro, OH

    Typical home
    $432,123
    Gross yield
    4.9%

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