HousingHandbookReference data

U.S. ZIP Code · OH45208

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$628,596[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.5%
5-year / yr
+5.6%
10-year / yr
+5.0%

Relative price

vs U.S.
+121.3%
vs metro
+121.4%
vs state
+187.4%
ZIP 45208 location in OH
Location of ZIP 45208 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45208 is worth $628,596 — 121.4% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 4.5%. Homes here rent for a typical $1,573 a month — a 3.0% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,573[2]
Gross yield
3.0%[2]
Cap rate
1.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$10,910[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
17,943[3]
Median household income
$137,600[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration
-1,903[5]
Moved in
18,761
Moved out
20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
0
High
2
  • Withrow University High School

    High · Grades 7–12 · Cincinnati Public Schools

    1,328 students

  • Clark Montessori High School

    High · Grades 7–12 · Cincinnati Public Schools

    751 students

  • Hyde Park School

    Elementary · Grades K–6 · Cincinnati Public Schools

    574 students

  • Kilgour School

    Elementary · Grades K–6 · Cincinnati Public Schools

    567 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.0%
Net yield (after ~40% expenses)1.8%
Annual rent$18,876

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,179
Loan principal$502,877
Down payment$125,719
Total interest paid$641,392

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.93
Monthly cost to own$4,614
Monthly rent$1,573

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
49th percentile[1]
Rental yield
0th percentile[2]
Property tax
97th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45208?
The typical home in 45208 is worth $628,596, based on the Zillow Home Value Index.
Are home values rising in 45208?
Home values in 45208 are up 4.5% over the past year, and up 5.6% a year over five years.
What is the typical rent in 45208?
A typical home in 45208 rents for about $1,573 a month, a gross rental yield of 3.0%.
What is the property tax rate in 45208?
The effective property tax rate in 45208 is 1.7% — roughly $10,910 a year on a typical home.
Who lives in 45208?
ZIP code 45208 has a population of 17,943 and a median household income of $137,600.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Montgomery, OH

    Typical home
    $603,188
    Gross yield
    3.5%
  • Blue Ash, OH

    Typical home
    $556,366
    Gross yield
    4.1%
  • Mason, OH

    Typical home
    $505,766
    Gross yield
    4.8%
  • The Village of Indian Hill, OH

    Typical home
    $753,415
    Gross yield
    3.1%
  • Terrace Park, OH

    Typical home
    $783,094
    Gross yield
  • Cincinnati, OH

    Typical home
    $469,060
    Gross yield
    4.0%

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