How much is a home worth in ZIP code 45243?

The typical home in 45243 is worth $753,415, based on the Zillow Home Value Index.

Are home values rising in 45243?

Home values in 45243 are up 4.1% over the past year, and up 6.1% a year over five years.

What is the typical rent in 45243?

A typical home in 45243 rents for about $1,928 a month, a gross rental yield of 3.1%.

What is the property tax rate in 45243?

The effective property tax rate in 45243 is 1.4% — roughly $10,190 a year on a typical home.

ZIP code 45243 has a population of 16,103 and a median household income of $171,172.

HousingHandbookReference data

…

U.S. ZIP Code · OH45243

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$753,415^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.1%
5-year / yr: +6.1%
10-year / yr: +5.7%

Relative price

vs U.S.: +165.2%
vs metro: +165.4%
vs state: +244.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45243 is worth $753,415 — 165.4% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 4.1%. Homes here rent for a typical $1,928 a month — a 3.1% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,928^[2]
Gross yield: 3.1%^[2]
Cap rate: 1.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $10,190^[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Very High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 16,103^[3]
Median household income: $171,172^[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration: -1,903^[5]
Moved in: 18,761
Moved out: 20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 3
Middle: 2
High: 2

Madeira Elementary School
Elementary · Grades K–5 · Madeira City
864 students
Indian Hill High School
High · Grades 9–12 · Indian Hill Exempted Village
659 students
Indian Hill Middle School
Middle · Grades 6–8 · Indian Hill Exempted Village
548 students
Indian Hill Elementary School
Elementary · Grades 3–5 · Indian Hill Exempted Village
523 students
Indian Hill Primary Elementary School
Elementary · Grades K–2 · Indian Hill Exempted Village
492 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.1%

Net yield (after ~40% expenses)1.8%

Annual rent$23,130

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,810

Loan principal$602,732

Down payment$150,683

Total interest paid$768,752

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.74

Monthly cost to own$5,285

Monthly rent$1,928

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 66th percentile^[1]
Rental yield: 1st percentile^[2]
Property tax: 71st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45243?: The typical home in 45243 is worth $753,415, based on the Zillow Home Value Index.
Are home values rising in 45243?: Home values in 45243 are up 4.1% over the past year, and up 6.1% a year over five years.
What is the typical rent in 45243?: A typical home in 45243 rents for about $1,928 a month, a gross rental yield of 3.1%.
What is the property tax rate in 45243?: The effective property tax rate in 45243 is 1.4% — roughly $10,190 a year on a typical home.
Who lives in 45243?: ZIP code 45243 has a population of 16,103 and a median household income of $171,172.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45174 vs 45243 →
Terrace Park, OH
Typical home
$783,094
Gross yield
—
45208 vs 45243 →
Cincinnati, OH
Typical home
$628,596
Gross yield
3.0%
45249
Montgomery, OH
Typical home
$603,188
Gross yield
3.5%
45242
Blue Ash, OH
Typical home
$556,366
Gross yield
4.1%
45040
Mason, OH
Typical home
$505,766
Gross yield
4.8%
45226
Cincinnati, OH
Typical home
$469,060
Gross yield
4.0%

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Pit ZIP 45243 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45243

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