How much is a home worth in ZIP code 45214?

The typical home in 45214 is worth $141,562, based on the Zillow Home Value Index.

Are home values rising in 45214?

Home values in 45214 are up 5.9% over the past year, and up 7.7% a year over five years.

What is the typical rent in 45214?

A typical home in 45214 rents for about $1,326 a month, a gross rental yield of 11.2%.

What is the property tax rate in 45214?

The effective property tax rate in 45214 is 1.4% — roughly $2,019 a year on a typical home.

ZIP code 45214 has a population of 8,630 and a median household income of $27,852.

HousingHandbookReference data

…

U.S. ZIP Code · OH45214

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$141,562^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.9%
5-year / yr: +7.7%
10-year / yr: +12.6%

Relative price

vs U.S.: -50.2%
vs metro: -50.1%
vs state: -35.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45214 is worth $141,562 — 50.1% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 5.9%. Homes here rent for a typical $1,326 a month — a 11.2% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,326^[2]
Gross yield: 11.2%^[2]
Cap rate: 6.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $2,019^[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Very High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 8,630^[3]
Median household income: $27,852^[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration: -1,903^[5]
Moved in: 18,761
Moved out: 20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 1
Middle: 0
High: 1

Cincinnati College Preparatory Academy
Other · Grades K–12 · Cincinnati College Preparatory Academy
975 students
Roberts Academy
Other · Grades PK–11 · Cincinnati Public Schools
726 students
Robert A. Taft Information Technology High School
High · Grades 7–12 · Cincinnati Public Schools
715 students
Orion Academy
Elementary · Grades K–8 · Orion Academy
444 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield11.2%

Net yield (after ~40% expenses)6.7%

Annual rent$15,915

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$716

Loan principal$113,250

Down payment$28,312

Total interest paid$144,444

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.76

Monthly cost to own$1,002

Monthly rent$1,326

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 99th percentile^[1]
Rental yield: 96th percentile^[2]
Property tax: 76th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

6th for best 10-year appreciation in OHView list →

Frequently asked

How much is a home worth in ZIP code 45214?: The typical home in 45214 is worth $141,562, based on the Zillow Home Value Index.
Are home values rising in 45214?: Home values in 45214 are up 5.9% over the past year, and up 7.7% a year over five years.
What is the typical rent in 45214?: A typical home in 45214 rents for about $1,326 a month, a gross rental yield of 11.2%.
What is the property tax rate in 45214?: The effective property tax rate in 45214 is 1.4% — roughly $2,019 a year on a typical home.
Who lives in 45214?: ZIP code 45214 has a population of 8,630 and a median household income of $27,852.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45205 vs 45214 →
Cincinnati, OH
Typical home
$144,144
Gross yield
11.6%
45001 vs 45214 →
Addyston, OH
Typical home
$137,948
Gross yield
—
45204
Cincinnati, OH
Typical home
$126,604
Gross yield
12.2%
41010
Corinth, KY
Typical home
$158,144
Gross yield
—
45216
Cincinnati, OH
Typical home
$162,811
Gross yield
—
45225
Cincinnati, OH
Typical home
$118,383
Gross yield
13.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 45214 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45214

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