HousingHandbookReference data

U.S. ZIP Code · OH45216

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$162,811[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.2%
5-year / yr
+5.9%
10-year / yr
+10.0%

Relative price

vs U.S.
-42.7%
vs metro
-42.6%
vs state
-25.6%
ZIP 45216 location in OH
Location of ZIP 45216 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45216 is worth $162,811 — 42.6% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 3.2%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,190[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
9,569[3]
Median household income
$44,099[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration
-1,903[5]
Moved in
18,761
Moved out
20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • Hartwell School

    Middle · Grades 2–8 · Cincinnati Public Schools

    466 students

  • Rising Stars at Carthage

    Elementary · Grades PK–1 · Cincinnati Public Schools

    238 students

  • ReGeneration Bond Hill

    Elementary · Grades K–4 · ReGeneration Bond Hill

    211 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$823
Loan principal$130,249
Down payment$32,562
Total interest paid$166,125

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,058
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
59th percentile[1]
Rental yield
[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45216?
The typical home in 45216 is worth $162,811, based on the Zillow Home Value Index.
Are home values rising in 45216?
Home values in 45216 are up 3.2% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 45216?
The effective property tax rate in 45216 is 0.7% — roughly $1,190 a year on a typical home.
Who lives in 45216?
ZIP code 45216 has a population of 9,569 and a median household income of $44,099.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Corinth, KY

    Typical home
    $158,144
    Gross yield
  • Cincinnati, OH

    Typical home
    $175,755
    Gross yield
  • Hamilton, OH

    Typical home
    $178,824
    Gross yield
    9.5%
  • Covington, KY

    Typical home
    $178,999
    Gross yield
    8.2%
  • Cincinnati, OH

    Typical home
    $144,144
    Gross yield
    11.6%
  • Cincinnati, OH

    Typical home
    $141,562
    Gross yield
    11.2%

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