How much is a home worth in ZIP code 45324?

The typical home in 45324 is worth $205,631, based on the Zillow Home Value Index.

Are home values rising in 45324?

Home values in 45324 are up 3.7% over the past year, and up 5.5% a year over five years.

What is the typical rent in 45324?

A typical home in 45324 rents for about $1,379 a month, a gross rental yield of 8.0%.

What is the property tax rate in 45324?

The effective property tax rate in 45324 is 1.4% — roughly $2,912 a year on a typical home.

ZIP code 45324 has a population of 41,194 and a median household income of $64,979.

HousingHandbookReference data

…

U.S. ZIP Code · OH45324

Greene County · Dayton-Kettering-Beavercreek, OH

Typical home value

$205,631^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.7%
5-year / yr: +5.5%
10-year / yr: +6.5%

Relative price

vs U.S.: -27.6%
vs metro: -16.3%
vs state: -6.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45324 is worth $205,631 — 16.3% below the Dayton-Kettering-Beavercreek, OH median. Over the past year, values have risen 3.7%. Homes here rent for a typical $1,379 a month — a 8.0% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,379^[2]
Gross yield: 8.0%^[2]
Cap rate: 4.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $2,912^[3]

#Climate risk

FEMA National Risk Index ratings for Greene County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Very Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 41,194^[3]
Median household income: $64,979^[3]

#Migration

Household moves in and out of Greene County over a year, from IRS tax-return data.

Net migration: +124^[5]
Moved in: 6,310
Moved out: 6,186

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 2
Middle: 1
High: 2

Fairborn Primary School
Elementary · Grades PK–2 · Fairborn City
1,275 students
Fairborn Intermediate School
Elementary · Grades 3–5 · Fairborn City
1,031 students
Fairborn High School
High · Grades 8–12 · Fairborn City
1,003 students
Baker Middle School
Middle · Grades 5–8 · Fairborn City
918 students
Fairborn Digital Academy
High · Grades 9–12 · Fairborn Digital Academy
247 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield8.0%

Net yield (after ~40% expenses)4.8%

Annual rent$16,543

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,040

Loan principal$164,505

Down payment$41,126

Total interest paid$209,817

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.06

Monthly cost to own$1,454

Monthly rent$1,379

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 22nd percentile^[1]
Rental yield: 50th percentile^[2]
Property tax: 37th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45324?: The typical home in 45324 is worth $205,631, based on the Zillow Home Value Index.
Are home values rising in 45324?: Home values in 45324 are up 3.7% over the past year, and up 5.5% a year over five years.
What is the typical rent in 45324?: A typical home in 45324 rents for about $1,379 a month, a gross rental yield of 8.0%.
What is the property tax rate in 45324?: The effective property tax rate in 45324 is 1.4% — roughly $2,912 a year on a typical home.
Who lives in 45324?: ZIP code 45324 has a population of 41,194 and a median household income of $64,979.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45345 vs 45324 →
New Lebanon, OH
Typical home
$194,059
Gross yield
—
45449 vs 45324 →
West Carrollton, OH
Typical home
$191,449
Gross yield
7.6%
45432
Beavercreek, OH
Typical home
$226,970
Gross yield
8.0%
45424
Huber Heights, OH
Typical home
$227,149
Gross yield
7.0%
45414
Dayton, OH
Typical home
$183,582
Gross yield
9.4%
45322
Clayton, OH
Typical home
$228,169
Gross yield
8.8%

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Pit ZIP 45324 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45324

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