HousingHandbookReference data

U.S. ZIP Code · IN46403

Lake County · Chicago-Naperville-Elgin, IL-IN

Typical home value

$153,191[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.5%
5-year / yr
+4.4%
10-year / yr
+8.3%

Relative price

vs U.S.
-46.1%
vs metro
-54.5%
vs state
-33.8%
ZIP 46403 location in IN
Location of ZIP 46403 in IN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 46403 is worth $153,191 — 54.5% below the Chicago-Naperville-Elgin, IL-IN median. Over the past year, values have fallen 2.5%. Homes here rent for a typical $1,299 a month — a 10.2% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,299[2]
Gross yield
10.2%[2]
Cap rate
6.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$1,339[3]

#Climate risk

FEMA National Risk Index ratings for Lake County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Relatively Low
Drought
No Rating
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
10,929[3]
Median household income
$45,991[3]

#Migration

Household moves in and out of Lake County over a year, from IRS tax-return data.

Net migration
-162[5]
Moved in
10,188
Moved out
10,350

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • Charter School of the Dunes

    Elementary · Grades K–8 · Charter School of the Dunes

    674 students

  • Gary Middle School

    Middle · Grades 6–8 · Gary Community School Corp

    324 students

  • Banneker Elementary at Marquette

    Elementary · Grades K–5 · Gary Community School Corp

    276 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.2%
Net yield (after ~40% expenses)6.1%
Annual rent$15,585

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$775
Loan principal$122,553
Down payment$30,638
Total interest paid$156,310

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.78
Monthly cost to own$1,013
Monthly rent$1,299

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
19th percentile[1]
Rental yield
89th percentile[2]
Property tax
7th percentile[3]

Frequently asked

How much is a home worth in ZIP code 46403?
The typical home in 46403 is worth $153,191, based on the Zillow Home Value Index.
Are home values rising in 46403?
Home values in 46403 are down 2.5% over the past year, and up 4.4% a year over five years.
What is the typical rent in 46403?
A typical home in 46403 rents for about $1,299 a month, a gross rental yield of 10.2%.
What is the property tax rate in 46403?
The effective property tax rate in 46403 is 0.9% — roughly $1,339 a year on a typical home.
Who lives in 46403?
ZIP code 46403 has a population of 10,929 and a median household income of $45,991.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Park Forest, IL

    Typical home
    $153,354
    Gross yield
    15.6%
  • Markham, IL

    Typical home
    $152,867
    Gross yield
    19.6%
  • Dolton, IL

    Typical home
    $153,880
    Gross yield
    16.5%
  • Calumet City, IL

    Typical home
    $154,824
    Gross yield
    13.0%
  • Hammond, IN

    Typical home
    $156,002
    Gross yield
  • Lake Station, IN

    Typical home
    $156,613
    Gross yield

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