U.S. ZIP Code · IN46637
St. Joseph County · South Bend-Mishawaka, IN-MI
Appreciation
- 1-year
- +5.6%
- 5-year / yr
- +7.6%
- 10-year / yr
- +8.1%
Relative price
- vs U.S.
- -10.8%
- vs metro
- +1.2%
- vs state
- +9.5%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 46637 is worth $253,411 — 1.2% above the South Bend-Mishawaka, IN-MI median. Over the past year, values have risen 5.6%. Homes here rent for a typical $1,954 a month — a 9.3% gross rental yield. The effective property tax rate is 0.8%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for St. Joseph County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Very Low
- Heat wave
- Relatively Moderate
- Hurricane
- Very Low
- Tornado
- Relatively High
- Earthquake
- Relatively Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of St. Joseph County over a year, from IRS tax-return data.
- Net migration
- -632[5]
- Moved in
- 6,085
- Moved out
- 6,717
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 3
- Elementary
- 2
- Middle
- 0
- High
- 1
Clay International Academy
Elementary · Grades PK–8 · South Bend Community School Corp
506 students
Clay High School
High · Grades 9–12 · South Bend Community School Corp
477 students
Darden Elementary School
Elementary · Grades K–5 · South Bend Community School Corp
465 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 46637?
- The typical home in 46637 is worth $253,411, based on the Zillow Home Value Index.
- Are home values rising in 46637?
- Home values in 46637 are up 5.6% over the past year, and up 7.6% a year over five years.
- What is the typical rent in 46637?
- A typical home in 46637 rents for about $1,954 a month, a gross rental yield of 9.3%.
- What is the property tax rate in 46637?
- The effective property tax rate in 46637 is 0.8% — roughly $1,973 a year on a typical home.
- Who lives in 46637?
- ZIP code 46637 has a population of 16,200 and a median household income of $71,462.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Marcellus, MI
- Typical home
- $247,594
- Gross yield
- —
MI
- Typical home
- $242,413
- Gross yield
- —
Granger CDP, IN
- Typical home
- $264,526
- Gross yield
- —
South Bend, IN
- Typical home
- $241,048
- Gross yield
- 6.1%
North Liberty, IN
- Typical home
- $267,122
- Gross yield
- —
Cassopolis, MI
- Typical home
- $269,913
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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Pit ZIP 46637 against any other ZIP — full side-by-side table.
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