U.S. ZIP Code · MI49098
Berrien County · Niles, MI
Appreciation
- 1-year
- +6.5%
- 5-year / yr
- +4.0%
- 10-year / yr
- +5.7%
Relative price
- vs U.S.
- -18.4%
- vs metro
- -26.4%
- vs state
- -3.0%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 49098 is worth $231,898 — 26.4% below the Niles, MI median. Over the past year, values have risen 6.5%. The effective property tax rate is 1.0%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Berrien County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Very Low
- Wildfire
- Very Low
- Drought
- No Rating
- Heat wave
- Relatively Low
- Hurricane
- Very Low
- Tornado
- Relatively Moderate
- Earthquake
- Relatively Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of Berrien County over a year, from IRS tax-return data.
- Net migration
- -321[5]
- Moved in
- 3,299
- Moved out
- 3,620
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 2
- Middle
- 1
- High
- 2
Watervliet Senior High School
High · Grades 9–12 · Watervliet School District
376 students
South Elementary School
Elementary · Grades PK–2 · Watervliet School District
347 students
North Elementary School
Elementary · Grades 3–5 · Watervliet School District
317 students
Watervliet Middle School
Middle · Grades 6–8 · Watervliet School District
297 students
WAY Watervliet High School
High · Grades 9–12 · Watervliet School District
99 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 49098?
- The typical home in 49098 is worth $231,898, based on the Zillow Home Value Index.
- Are home values rising in 49098?
- Home values in 49098 are up 6.5% over the past year, and up 4.0% a year over five years.
- What is the property tax rate in 49098?
- The effective property tax rate in 49098 is 1.0% — roughly $2,374 a year on a typical home.
- Who lives in 49098?
- ZIP code 49098 has a population of 6,215 and a median household income of $59,047.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Buchanan, MI
- Typical home
- $235,900
- Gross yield
- —
MI
- Typical home
- $222,670
- Gross yield
- —
Galien, MI
- Typical home
- $244,373
- Gross yield
- —
Lake Michigan Beach CDP, MI
- Typical home
- $248,123
- Gross yield
- —
Niles, MI
- Typical home
- $210,335
- Gross yield
- —
Eau Claire, MI
- Typical home
- $258,787
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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