HousingHandbookReference data

U.S. ZIP Code · MI49445

Muskegon County · Muskegon-Norton Shores, MI

Typical home value

$294,681[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.5%
5-year / yr
+6.1%
10-year / yr
+8.1%

Relative price

vs U.S.
+3.7%
vs metro
+4.0%
vs state
+23.2%
ZIP 49445 location in MI
Location of ZIP 49445 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49445 is worth $294,681 — 4.0% above the Muskegon-Norton Shores, MI median. Over the past year, values have risen 5.5%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,340[3]

#Climate risk

FEMA National Risk Index ratings for Muskegon County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
21,289[3]
Median household income
$84,877[3]

#Migration

Household moves in and out of Muskegon County over a year, from IRS tax-return data.

Net migration
+460[5]
Moved in
3,506
Moved out
3,046

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
4
Middle
3
High
2
  • ReethsPuffer High School

    High · Grades 9–12 · Reeths-Puffer Schools

    1,142 students

  • ReethsPuffer Elementary School

    Elementary · Grades PK–4 · Reeths-Puffer Schools

    597 students

  • ReethsPuffer Middle School

    Middle · Grades 6–8 · Reeths-Puffer Schools

    547 students

  • ReethsPuffer Intermediate Sch

    Middle · Grades 5–6 · Reeths-Puffer Schools

    530 students

  • Central Elementary School

    Elementary · Grades PK–4 · Reeths-Puffer Schools

    424 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,490
Loan principal$235,745
Down payment$58,936
Total interest paid$300,680

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,013
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
25th percentile[1]
Rental yield
[2]
Property tax
83rd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 49445?
The typical home in 49445 is worth $294,681, based on the Zillow Home Value Index.
Are home values rising in 49445?
Home values in 49445 are up 5.5% over the past year, and up 6.1% a year over five years.
What is the property tax rate in 49445?
The effective property tax rate in 49445 is 1.1% — roughly $3,340 a year on a typical home.
Who lives in 49445?
ZIP code 49445 has a population of 21,289 and a median household income of $84,877.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ravenna, MI

    Typical home
    $299,298
    Gross yield
  • MI

    Typical home
    $283,304
    Gross yield
  • Twin Lake CDP, MI

    Typical home
    $278,312
    Gross yield
  • Casnovia, MI

    Typical home
    $311,091
    Gross yield
  • Montague, MI

    Typical home
    $273,337
    Gross yield
  • Whitehall, MI

    Typical home
    $328,531
    Gross yield

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