HousingHandbookReference data

U.S. ZIP Code · MI49461

Muskegon County · Muskegon-Norton Shores, MI

Typical home value

$328,531[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.1%
5-year / yr
+6.2%
10-year / yr
+7.9%

Relative price

vs U.S.
+15.7%
vs metro
+16.0%
vs state
+37.4%
ZIP 49461 location in MI
Location of ZIP 49461 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49461 is worth $328,531 — 16.0% above the Muskegon-Norton Shores, MI median. Over the past year, values have risen 5.1%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,470[3]

#Climate risk

FEMA National Risk Index ratings for Muskegon County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
9,707[3]
Median household income
$83,363[3]

#Migration

Household moves in and out of Muskegon County over a year, from IRS tax-return data.

Net migration
+460[5]
Moved in
3,506
Moved out
3,046

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Whitehall Senior High School

    High · Grades 9–12 · Whitehall District Schools

    624 students

  • Shoreline Elementary School

    Elementary · Grades PK–2 · Whitehall District Schools

    436 students

  • Whitehall Ealy Elem School

    Elementary · Grades 3–5 · Whitehall District Schools

    411 students

  • Whitehall Middle School

    Middle · Grades 6–8 · Whitehall District Schools

    398 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,661
Loan principal$262,825
Down payment$65,706
Total interest paid$335,219

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,225
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
50th percentile[1]
Rental yield
[2]
Property tax
58th percentile[3]

Frequently asked

How much is a home worth in ZIP code 49461?
The typical home in 49461 is worth $328,531, based on the Zillow Home Value Index.
Are home values rising in 49461?
Home values in 49461 are up 5.1% over the past year, and up 6.2% a year over five years.
What is the property tax rate in 49461?
The effective property tax rate in 49461 is 1.1% — roughly $3,470 a year on a typical home.
Who lives in 49461?
ZIP code 49461 has a population of 9,707 and a median household income of $83,363.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fruitport, MI

    Typical home
    $331,258
    Gross yield
  • Muskegon, MI

    Typical home
    $338,052
    Gross yield
  • Casnovia, MI

    Typical home
    $311,091
    Gross yield
  • Ravenna, MI

    Typical home
    $299,298
    Gross yield
  • North Muskegon, MI

    Typical home
    $294,681
    Gross yield
  • MI

    Typical home
    $283,304
    Gross yield

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