How much is a home worth in ZIP code 49456?

The typical home in 49456 is worth $420,301, based on the Zillow Home Value Index.

Are home values rising in 49456?

Home values in 49456 are up 7.2% over the past year, and up 6.2% a year over five years.

What is the typical rent in 49456?

A typical home in 49456 rents for about $1,806 a month, a gross rental yield of 5.2%.

What is the property tax rate in 49456?

The effective property tax rate in 49456 is 1.1% — roughly $4,751 a year on a typical home.

ZIP code 49456 has a population of 19,931 and a median household income of $92,672.

HousingHandbookReference data

…

U.S. ZIP Code · MI49456

Ottawa County · Grand Rapids-Wyoming-Kentwood, MI

Typical home value

$420,301^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +7.2%
5-year / yr: +6.2%
10-year / yr: +7.0%

Relative price

vs U.S.: +48.0%
vs metro: +37.1%
vs state: +75.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49456 is worth $420,301 — 37.1% above the Grand Rapids-Wyoming-Kentwood, MI median. Over the past year, values have risen 7.2%. Homes here rent for a typical $1,806 a month — a 5.2% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,806^[2]
Gross yield: 5.2%^[2]
Cap rate: 3.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.1%^[3]
Typical annual tax: $4,751^[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Very Low
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively Low
Hurricane: Very Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 19,931^[3]
Median household income: $92,672^[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration: +341^[5]
Moved in: 8,145
Moved out: 7,804

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 5
Middle: 2
High: 2

Spring Lake High School
High · Grades 9–12 · Spring Lake Public Schools
793 students
West MI Academy of Arts and Academics
Elementary · Grades K–8 · West MI Academy of Arts and Academics
423 students
Holmes Elementary School
Elementary · Grades PK–4 · Spring Lake Public Schools
420 students
Jeffers Elementary School
Elementary · Grades PK–4 · Spring Lake Public Schools
368 students
Spring Lake Middle School
Middle · Grades 7–8 · Spring Lake Public Schools
366 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.2%

Net yield (after ~40% expenses)3.1%

Annual rent$21,667

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,125

Loan principal$336,241

Down payment$84,060

Total interest paid$428,857

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.59

Monthly cost to own$2,871

Monthly rent$1,806

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 65th percentile^[1]
Rental yield: 17th percentile^[2]
Property tax: 90th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 49456?: The typical home in 49456 is worth $420,301, based on the Zillow Home Value Index.
Are home values rising in 49456?: Home values in 49456 are up 7.2% over the past year, and up 6.2% a year over five years.
What is the typical rent in 49456?: A typical home in 49456 rents for about $1,806 a month, a gross rental yield of 5.2%.
What is the property tax rate in 49456?: The effective property tax rate in 49456 is 1.1% — roughly $4,751 a year on a typical home.
Who lives in 49456?: ZIP code 49456 has a population of 19,931 and a median household income of $92,672.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

49435 vs 49456 →
Lamont CDP, MI
Typical home
$423,101
Gross yield
—
49401 vs 49456 →
Allendale CDP, MI
Typical home
$415,170
Gross yield
—
49426
Hudsonville, MI
Typical home
$427,070
Gross yield
5.9%
49331
Lowell, MI
Typical home
$408,047
Gross yield
—
49506
Grand Rapids, MI
Typical home
$434,027
Gross yield
5.2%
49417
Grand Haven, MI
Typical home
$402,513
Gross yield
4.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 49456 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MI49456

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