HousingHandbookReference data

U.S. ZIP Code · IA51054

Woodbury County · Sioux City, IA-NE-SD

Typical home value

$356,244[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.0%
5-year / yr
+5.9%
10-year / yr
+5.2%

Relative price

vs U.S.
+25.4%
vs metro
+48.5%
vs state
+74.1%
ZIP 51054 location in IA
Location of ZIP 51054 in IA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 51054 is worth $356,244 — 48.5% above the Sioux City, IA-NE-SD median. Over the past year, values have risen 4.0%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,095[3]

#Climate risk

FEMA National Risk Index ratings for Woodbury County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
5,583[3]
Median household income
$119,716[3]

#Migration

Household moves in and out of Woodbury County over a year, from IRS tax-return data.

Net migration
-218[5]
Moved in
2,212
Moved out
2,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Sergeant Bluff-Luton Senior High School

    High · Grades 9–12 · Sergeant Bluff-Luton Comm School District

    537 students

  • Sergeant Bluff-Luton Middle School

    Middle · Grades 6–8 · Sergeant Bluff-Luton Comm School District

    400 students

  • Sergeant Bluff-Luton Primary School

    Elementary · Grades PK–2 · Sergeant Bluff-Luton Comm School District

    377 students

  • Sergeant Bluff-Luton Elementary School

    Elementary · Grades 3–5 · Sergeant Bluff-Luton Comm School District

    373 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,801
Loan principal$284,995
Down payment$71,249
Total interest paid$363,496

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,440
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
56th percentile[1]
Rental yield
[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 51054?
The typical home in 51054 is worth $356,244, based on the Zillow Home Value Index.
Are home values rising in 51054?
Home values in 51054 are up 4.0% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 51054?
The effective property tax rate in 51054 is 1.1% — roughly $4,095 a year on a typical home.
Who lives in 51054?
ZIP code 51054 has a population of 5,583 and a median household income of $119,716.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lawton, IA

    Typical home
    $341,076
    Gross yield
  • Hubbard, NE

    Typical home
    $326,993
    Gross yield
  • Jefferson, SD

    Typical home
    $386,801
    Gross yield
  • Jackson, NE

    Typical home
    $314,162
    Gross yield
  • Richland CDP, SD

    Typical home
    $297,453
    Gross yield
  • Alcester, SD

    Typical home
    $290,794
    Gross yield

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