HousingHandbookReference data

U.S. ZIP Code · SD57038

Union County · Sioux City, IA-NE-SD

Typical home value

$386,801[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.7%
5-year / yr
+6.0%
10-year / yr
+6.0%

Relative price

vs U.S.
+36.2%
vs metro
+61.3%
vs state
+30.0%
ZIP 57038 location in SD
Location of ZIP 57038 in SD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 57038 is worth $386,801 — 61.3% above the Sioux City, IA-NE-SD median. Over the past year, values have risen 3.7%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,515[3]

#Climate risk

FEMA National Risk Index ratings for Union County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,796[3]
Median household income
$106,250[3]

#Migration

Household moves in and out of Union County over a year, from IRS tax-return data.

Net migration
-22[5]
Moved in
607
Moved out
629

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,956
Loan principal$309,441
Down payment$77,360
Total interest paid$394,675

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,572
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
61st percentile[1]
Rental yield
[2]
Property tax
13th percentile[3]

Frequently asked

How much is a home worth in ZIP code 57038?
The typical home in 57038 is worth $386,801, based on the Zillow Home Value Index.
Are home values rising in 57038?
Home values in 57038 are up 3.7% over the past year, and up 6.0% a year over five years.
What is the property tax rate in 57038?
The effective property tax rate in 57038 is 0.9% — roughly $3,515 a year on a typical home.
Who lives in 57038?
ZIP code 57038 has a population of 1,796 and a median household income of $106,250.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sergeant Bluff, IA

    Typical home
    $356,244
    Gross yield
  • North Sioux City, SD

    Typical home
    $424,828
    Gross yield
    3.2%
  • Lawton, IA

    Typical home
    $341,076
    Gross yield
  • Hubbard, NE

    Typical home
    $326,993
    Gross yield
  • Jackson, NE

    Typical home
    $314,162
    Gross yield
  • Richland CDP, SD

    Typical home
    $297,453
    Gross yield

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