HousingHandbookReference data

U.S. ZIP Code · WI54636

La Crosse County · La Crosse-Onalaska, WI-MN

Typical home value

$418,870[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.3%
5-year / yr
+5.8%
10-year / yr
+6.1%

Relative price

vs U.S.
+47.5%
vs metro
+41.2%
vs state
+37.3%
ZIP 54636 location in WI
Location of ZIP 54636 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54636 is worth $418,870 — 41.2% above the La Crosse-Onalaska, WI-MN median. Over the past year, values have risen 3.3%. Homes here rent for a typical $1,650 a month — a 4.7% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,650[2]
Gross yield
4.7%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$5,299[3]

#Climate risk

FEMA National Risk Index ratings for La Crosse County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
16,727[3]
Median household income
$96,384[3]

#Migration

Household moves in and out of La Crosse County over a year, from IRS tax-return data.

Net migration
+107[5]
Moved in
3,039
Moved out
2,932

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
4
Middle
1
High
1
  • Holmen High

    High · Grades 9–12 · Holmen School District

    1,246 students

  • Holmen Middle

    Middle · Grades 6–8 · Holmen School District

    878 students

  • Prairie View Elementary

    Elementary · Grades PK–5 · Holmen School District

    464 students

  • Viking Elementary

    Elementary · Grades PK–5 · Holmen School District

    379 students

  • Sand Lake Elementary

    Elementary · Grades K–5 · Holmen School District

    370 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.7%
Net yield (after ~40% expenses)2.8%
Annual rent$19,800

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,118
Loan principal$335,096
Down payment$83,774
Total interest paid$427,396

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.76
Monthly cost to own$2,910
Monthly rent$1,650

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
38th percentile[1]
Rental yield
67th percentile[2]
Property tax
75th percentile[3]

Frequently asked

How much is a home worth in ZIP code 54636?
The typical home in 54636 is worth $418,870, based on the Zillow Home Value Index.
Are home values rising in 54636?
Home values in 54636 are up 3.3% over the past year, and up 5.8% a year over five years.
What is the typical rent in 54636?
A typical home in 54636 rents for about $1,650 a month, a gross rental yield of 4.7%.
What is the property tax rate in 54636?
The effective property tax rate in 54636 is 1.3% — roughly $5,299 a year on a typical home.
Who lives in 54636?
ZIP code 54636 has a population of 16,727 and a median household income of $96,384.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • West Salem, WI

    Typical home
    $377,777
    Gross yield
  • Onalaska, WI

    Typical home
    $363,785
    Gross yield
    4.5%
  • La Crescent, MN

    Typical home
    $357,855
    Gross yield
  • Brownsville, MN

    Typical home
    $345,808
    Gross yield
  • Houston, MN

    Typical home
    $337,117
    Gross yield
  • Mindoro CDP, WI

    Typical home
    $335,628
    Gross yield

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