How much is a home worth in ZIP code 55103?

The typical home in 55103 is worth $254,028, based on the Zillow Home Value Index.

Are home values rising in 55103?

Home values in 55103 are down 0.2% over the past year, and up 1.9% a year over five years.

What is the typical rent in 55103?

A typical home in 55103 rents for about $1,499 a month, a gross rental yield of 7.1%.

What is the property tax rate in 55103?

The effective property tax rate in 55103 is 1.0% — roughly $2,502 a year on a typical home.

ZIP code 55103 has a population of 13,125 and a median household income of $48,390.

HousingHandbookReference data

…

U.S. ZIP Code · MN55103

Ramsey County · Minneapolis-St. Paul-Bloomington, MN-WI

Typical home value

$254,028^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.2%
5-year / yr: +1.9%
10-year / yr: +5.4%

Relative price

vs U.S.: -10.6%
vs metro: -33.5%
vs state: -14.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 55103 is worth $254,028 — 33.5% below the Minneapolis-St. Paul-Bloomington, MN-WI median. Over the past year, values have fallen 0.2%. Homes here rent for a typical $1,499 a month — a 7.1% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,499^[2]
Gross yield: 7.1%^[2]
Cap rate: 4.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $2,502^[3]

#Climate risk

FEMA National Risk Index ratings for Ramsey County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively High
Earthquake: Very Low
Winter weather: Relatively High

#Who lives here

Population: 13,125^[3]
Median household income: $48,390^[3]

#Migration

Household moves in and out of Ramsey County over a year, from IRS tax-return data.

Net migration: -1,556^[5]
Moved in: 19,850
Moved out: 21,406

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 5
Middle: 1
High: 1

CAPITOL HILL MAGNET/RONDO
Elementary · Grades 1–8 · Saint Paul Public Schools
1,065 students
Twin Cities German Immersion Chrtr
Elementary · Grades K–8 · Twin Cities German Immersion Chtr
587 students
BENJAMIN E MAYS MAGNET
Elementary · Grades PK–5 · Saint Paul Public Schools
353 students
ST. PAUL CITY PRIMARY SCHOOL
Elementary · Grades PK–5 · ST. PAUL CITY SCHOOL
299 students
St. Paul City High School
High · Grades 9–12 · ST. PAUL CITY SCHOOL
150 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.1%

Net yield (after ~40% expenses)4.2%

Annual rent$17,993

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,285

Loan principal$203,223

Down payment$50,806

Total interest paid$259,199

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.14

Monthly cost to own$1,704

Monthly rent$1,499

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 10th percentile^[1]
Rental yield: 92nd percentile^[2]
Property tax: 39th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 55103?: The typical home in 55103 is worth $254,028, based on the Zillow Home Value Index.
Are home values rising in 55103?: Home values in 55103 are down 0.2% over the past year, and up 1.9% a year over five years.
What is the typical rent in 55103?: A typical home in 55103 rents for about $1,499 a month, a gross rental yield of 7.1%.
What is the property tax rate in 55103?: The effective property tax rate in 55103 is 1.0% — roughly $2,502 a year on a typical home.
Who lives in 55103?: ZIP code 55103 has a population of 13,125 and a median household income of $48,390.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

55130 vs 55103 →
St. Paul, MN
Typical home
$251,749
Gross yield
5.6%
54761 vs 55103 →
Plum City, WI
Typical home
$259,514
Gross yield
—
54740
Elmwood, WI
Typical home
$262,862
Gross yield
—
55106
St. Paul, MN
Typical home
$264,118
Gross yield
5.6%
55411
Minneapolis, MN
Typical home
$243,870
Gross yield
9.0%
55404
Minneapolis, MN
Typical home
$241,701
Gross yield
6.7%

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Pit ZIP 55103 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MN55103

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