HousingHandbookReference data

U.S. ZIP Code · MN55130

Ramsey County · Minneapolis-St. Paul-Bloomington, MN-WI

Typical home value

$251,749[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.3%
5-year / yr
+1.9%
10-year / yr
+5.9%

Relative price

vs U.S.
-11.4%
vs metro
-34.1%
vs state
-15.4%
ZIP 55130 location in MN
Location of ZIP 55130 in MN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 55130 is worth $251,749 — 34.1% below the Minneapolis-St. Paul-Bloomington, MN-WI median. Over the past year, values have risen 0.3%. Homes here rent for a typical $1,183 a month — a 5.6% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,183[2]
Gross yield
5.6%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,355[3]

#Climate risk

FEMA National Risk Index ratings for Ramsey County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
17,775[3]
Median household income
$54,130[3]

#Migration

Household moves in and out of Ramsey County over a year, from IRS tax-return data.

Net migration
-1,556[5]
Moved in
19,850
Moved out
21,406

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
3
Middle
2
High
3
  • BRUCE F VENTO ELEMENTARY

    Elementary · Grades PK–5 · Saint Paul Public Schools

    478 students

  • HOPE Community Academy Elementary

    Elementary · Grades PK–5 · HOPE COMMUNITY ACADEMY

    478 students

  • Community of Peace Academy Elem

    Elementary · Grades PK–4 · COMMUNITY OF PEACE ACADEMY

    335 students

  • Community of Peace Academy Middle

    Middle · Grades 5–8 · COMMUNITY OF PEACE ACADEMY

    291 students

  • Community of Peace Academy High Sch

    High · Grades 9–12 · COMMUNITY OF PEACE ACADEMY

    243 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.6%
Net yield (after ~40% expenses)3.4%
Annual rent$14,199

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,273
Loan principal$201,399
Down payment$50,350
Total interest paid$256,874

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.42
Monthly cost to own$1,680
Monthly rent$1,183

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
11th percentile[1]
Rental yield
62nd percentile[2]
Property tax
29th percentile[3]

Frequently asked

How much is a home worth in ZIP code 55130?
The typical home in 55130 is worth $251,749, based on the Zillow Home Value Index.
Are home values rising in 55130?
Home values in 55130 are up 0.3% over the past year, and up 1.9% a year over five years.
What is the typical rent in 55130?
A typical home in 55130 rents for about $1,183 a month, a gross rental yield of 5.6%.
What is the property tax rate in 55130?
The effective property tax rate in 55130 is 0.9% — roughly $2,355 a year on a typical home.
Who lives in 55130?
ZIP code 55130 has a population of 17,775 and a median household income of $54,130.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • St. Paul, MN

    Typical home
    $254,028
    Gross yield
    7.1%
  • Plum City, WI

    Typical home
    $259,514
    Gross yield
  • Minneapolis, MN

    Typical home
    $243,870
    Gross yield
    9.0%
  • Minneapolis, MN

    Typical home
    $241,701
    Gross yield
    6.7%
  • Elmwood, WI

    Typical home
    $262,862
    Gross yield
  • St. Paul, MN

    Typical home
    $264,118
    Gross yield
    5.6%

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