HousingHandbookReference data

U.S. ZIP Code · MT59106

Yellowstone County · Billings, MT

Typical home value

$543,740[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.8%
5-year / yr
+4.9%
10-year / yr
+4.1%

Relative price

vs U.S.
+91.4%
vs metro
+17.9%
vs state
+29.6%
ZIP 59106 location in MT
Location of ZIP 59106 in MT

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 59106 is worth $543,740 — 17.9% above the Billings, MT median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $1,721 a month — a 3.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,721[2]
Gross yield
3.8%[2]
Cap rate
2.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$3,426[3]

#Climate risk

FEMA National Risk Index ratings for Yellowstone County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
21,417[3]
Median household income
$125,833[3]

#Migration

Household moves in and out of Yellowstone County over a year, from IRS tax-return data.

Net migration
+306[5]
Moved in
4,072
Moved out
3,766

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
3
High
0
  • Ben Steele Middle School

    Middle · Grades 6–8 · Billings Elem

    738 students

  • Elder Grove School

    Elementary · Grades PK–5 · Elder Grove Elem

    485 students

  • Elder Grove 7-8

    Middle · Grades 6–8 · Elder Grove Elem

    226 students

  • Yellowstone Academy Elem

    Elementary · Grades PK–6 · Yellowstone Academy Elem

    32 students

  • Yellowstone Academy 7-8

    Middle · Grades 7–8 · Yellowstone Academy Elem

    18 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.8%
Net yield (after ~40% expenses)2.3%
Annual rent$20,654

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,749
Loan principal$434,992
Down payment$108,748
Total interest paid$554,808

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.03
Monthly cost to own$3,488
Monthly rent$1,721

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
25th percentile[2]
Property tax
74th percentile[3]

Frequently asked

How much is a home worth in ZIP code 59106?
The typical home in 59106 is worth $543,740, based on the Zillow Home Value Index.
Are home values rising in 59106?
Home values in 59106 are down 0.8% over the past year, and up 4.9% a year over five years.
What is the typical rent in 59106?
A typical home in 59106 rents for about $1,721 a month, a gross rental yield of 3.8%.
What is the property tax rate in 59106?
The effective property tax rate in 59106 is 0.6% — roughly $3,426 a year on a typical home.
Who lives in 59106?
ZIP code 59106 has a population of 21,417 and a median household income of $125,833.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fishtail CDP, MT

    Typical home
    $554,031
    Gross yield
  • Silesia CDP, MT

    Typical home
    $532,460
    Gross yield
  • MT

    Typical home
    $526,814
    Gross yield
  • Roberts CDP, MT

    Typical home
    $562,000
    Gross yield
  • Red Lodge, MT

    Typical home
    $524,645
    Gross yield
  • MT

    Typical home
    $583,769
    Gross yield

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