HousingHandbookReference data

U.S. ZIP Code · MT59802

Missoula County · Missoula, MT

Typical home value

$557,925[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.4%
5-year / yr
+6.0%
10-year / yr
+7.6%

Relative price

vs U.S.
+96.4%
vs metro
-2.9%
vs state
+33.0%
ZIP 59802 location in MT
Location of ZIP 59802 in MT

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 59802 is worth $557,925 — 2.9% below the Missoula, MT median. Over the past year, values have risen 1.4%. Homes here rent for a typical $1,370 a month — a 2.9% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,370[2]
Gross yield
2.9%[2]
Cap rate
1.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$4,845[3]

#Climate risk

FEMA National Risk Index ratings for Missoula County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
19,864[3]
Median household income
$67,736[3]

#Migration

Household moves in and out of Missoula County over a year, from IRS tax-return data.

Net migration
+452[5]
Moved in
4,198
Moved out
3,746

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
2
High
0
  • Rattlesnake Elementary School

    Elementary · Grades PK–5 · Missoula Elem

    407 students

  • Lowell School

    Elementary · Grades PK–5 · Missoula Elem

    325 students

  • Hellgate Middle School

    Middle · Grades 7–8 · Hellgate Elem

    300 students

  • DeSmet School

    Elementary · Grades PK–5 · DeSmet Elem

    92 students

  • DeSmet 6-8

    Middle · Grades 6–8 · DeSmet Elem

    37 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.9%
Net yield (after ~40% expenses)1.8%
Annual rent$16,437

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,821
Loan principal$446,340
Down payment$111,585
Total interest paid$569,282

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.69
Monthly cost to own$3,691
Monthly rent$1,370

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
7th percentile[1]
Rental yield
0th percentile[2]
Property tax
86th percentile[3]

Frequently asked

How much is a home worth in ZIP code 59802?
The typical home in 59802 is worth $557,925, based on the Zillow Home Value Index.
Are home values rising in 59802?
Home values in 59802 are up 1.4% over the past year, and up 6.0% a year over five years.
What is the typical rent in 59802?
A typical home in 59802 rents for about $1,370 a month, a gross rental yield of 2.9%.
What is the property tax rate in 59802?
The effective property tax rate in 59802 is 0.9% — roughly $4,845 a year on a typical home.
Who lives in 59802?
ZIP code 59802 has a population of 19,864 and a median household income of $67,736.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lolo CDP, MT

    Typical home
    $547,668
    Gross yield
  • Missoula, MT

    Typical home
    $574,553
    Gross yield
    3.3%
  • Seeley Lake CDP, MT

    Typical home
    $575,572
    Gross yield
  • Evaro CDP, MT

    Typical home
    $518,352
    Gross yield
  • Twin Creeks CDP, MT

    Typical home
    $602,171
    Gross yield
  • Cyr CDP, MT

    Typical home
    $509,442
    Gross yield

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