HousingHandbookReference data

U.S. ZIP Code · IL60099

Lake County · Chicago-Naperville-Elgin, IL-IN

Typical home value

$261,208[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.5%
5-year / yr
+8.5%
10-year / yr
+8.2%

Relative price

vs U.S.
-8.0%
vs metro
-22.5%
vs state
+36.6%
ZIP 60099 location in IL
Location of ZIP 60099 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 60099 is worth $261,208 — 22.5% below the Chicago-Naperville-Elgin, IL-IN median. Over the past year, values have risen 7.5%. Homes here rent for a typical $1,402 a month — a 6.4% gross rental yield. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,402[2]
Gross yield
6.4%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.0%[3]
Typical annual tax
$5,146[3]

#Climate risk

FEMA National Risk Index ratings for Lake County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
30,881[3]
Median household income
$66,109[3]

#Migration

Household moves in and out of Lake County over a year, from IRS tax-return data.

Net migration
-3,128[5]
Moved in
15,148
Moved out
18,276

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
7
Middle
3
High
2
  • Zion-Benton Twnshp Hi Sch

    High · Grades 9–12 · Zion-Benton Twp HSD 126

    2,159 students

  • Beach Park Middle School

    Middle · Grades 6–8 · Beach Park CCSD 3

    683 students

  • West Elementary School

    Elementary · Grades 3–5 · Zion ESD 6

    448 students

  • New Tech High - Zion-Benton East

    High · Grades 9–12 · Zion-Benton Twp HSD 126

    414 students

  • Kenneth Murphy School

    Elementary · Grades K–5 · Beach Park CCSD 3

    375 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.4%
Net yield (after ~40% expenses)3.9%
Annual rent$16,820

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,321
Loan principal$208,966
Down payment$52,242
Total interest paid$266,525

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.40
Monthly cost to own$1,967
Monthly rent$1,402

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
98th percentile[1]
Rental yield
39th percentile[2]
Property tax
52nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 60099?
The typical home in 60099 is worth $261,208, based on the Zillow Home Value Index.
Are home values rising in 60099?
Home values in 60099 are up 7.5% over the past year, and up 8.5% a year over five years.
What is the typical rent in 60099?
A typical home in 60099 rents for about $1,402 a month, a gross rental yield of 6.4%.
What is the property tax rate in 60099?
The effective property tax rate in 60099 is 2.0% — roughly $5,146 a year on a typical home.
Who lives in 60099?
ZIP code 60099 has a population of 30,881 and a median household income of $66,109.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fox Lake, IL

    Typical home
    $261,815
    Gross yield
    10.3%
  • Alsip, IL

    Typical home
    $260,594
    Gross yield
    7.0%
  • Waukegan, IL

    Typical home
    $262,047
    Gross yield
    7.0%
  • Stone Park, IL

    Typical home
    $262,508
    Gross yield
  • DeKalb, IL

    Typical home
    $257,616
    Gross yield
    5.7%
  • Chicago, IL

    Typical home
    $265,071
    Gross yield
    6.5%

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