HousingHandbookReference data

U.S. ZIP Code · IL61063

Winnebago County · Rockford, IL

Typical home value

$228,166[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+10.5%
5-year / yr
+8.9%
10-year / yr
+7.6%

Relative price

vs U.S.
-19.7%
vs metro
-1.5%
vs state
+19.3%
ZIP 61063 location in IL
Location of ZIP 61063 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 61063 is worth $228,166 — 1.5% below the Rockford, IL median. Over the past year, values have risen 10.5%. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$4,295[3]

#Climate risk

FEMA National Risk Index ratings for Winnebago County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
4,011[3]
Median household income
$84,276[3]

#Migration

Household moves in and out of Winnebago County over a year, from IRS tax-return data.

Net migration
-385[5]
Moved in
5,375
Moved out
5,760

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Pecatonica Elem School

    Elementary · Grades PK–4 · Pecatonica CUSD 321

    330 students

  • Pecatonica High School

    High · Grades 9–12 · Pecatonica CUSD 321

    318 students

  • Pecatonica Comm Middle School

    Middle · Grades 5–8 · Pecatonica CUSD 321

    256 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,154
Loan principal$182,533
Down payment$45,633
Total interest paid$232,810

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,701
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
38th percentile[1]
Rental yield
[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 61063?
The typical home in 61063 is worth $228,166, based on the Zillow Home Value Index.
Are home values rising in 61063?
Home values in 61063 are up 10.5% over the past year, and up 8.9% a year over five years.
What is the property tax rate in 61063?
The effective property tax rate in 61063 is 1.9% — roughly $4,295 a year on a typical home.
Who lives in 61063?
ZIP code 61063 has a population of 4,011 and a median household income of $84,276.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Durand, IL

    Typical home
    $221,403
    Gross yield
  • South Beloit, IL

    Typical home
    $235,112
    Gross yield
  • Rockford, IL

    Typical home
    $221,080
    Gross yield
    7.3%
  • Machesney Park, IL

    Typical home
    $203,212
    Gross yield
    7.6%
  • Loves Park, IL

    Typical home
    $201,075
    Gross yield
    11.0%
  • Belvidere, IL

    Typical home
    $259,914
    Gross yield
    9.2%

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