How much is a home worth in ZIP code 61107?

The typical home in 61107 is worth $221,080, based on the Zillow Home Value Index.

Are home values rising in 61107?

Home values in 61107 are up 9.2% over the past year, and up 9.6% a year over five years.

What is the typical rent in 61107?

A typical home in 61107 rents for about $1,343 a month, a gross rental yield of 7.3%.

What is the property tax rate in 61107?

The effective property tax rate in 61107 is 2.5% — roughly $5,607 a year on a typical home.

ZIP code 61107 has a population of 30,765 and a median household income of $78,574.

HousingHandbookReference data

…

U.S. ZIP Code · IL61107

Winnebago County · Rockford, IL

Typical home value

$221,080^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +9.2%
5-year / yr: +9.6%
10-year / yr: +8.4%

Relative price

vs U.S.: -22.2%
vs metro: -4.6%
vs state: +15.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 61107 is worth $221,080 — 4.6% below the Rockford, IL median. Over the past year, values have risen 9.2%. Homes here rent for a typical $1,343 a month — a 7.3% gross rental yield. The effective property tax rate is 2.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,343^[2]
Gross yield: 7.3%^[2]
Cap rate: 4.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.5%^[3]
Typical annual tax: $5,607^[3]

#Climate risk

FEMA National Risk Index ratings for Winnebago County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 30,765^[3]
Median household income: $78,574^[3]

#Migration

Household moves in and out of Winnebago County over a year, from IRS tax-return data.

Net migration: -385^[5]
Moved in: 5,375
Moved out: 5,760

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 5
Middle: 1
High: 0

Eisenhower Middle School
Middle · Grades 6–8 · Rockford SD 205
985 students
Montessori Elementary School
Elementary · Grades PK–8 · Rockford SD 205
636 students
Brookview Elem School
Elementary · Grades K–5 · Rockford SD 205
457 students
C Henry Bloom Elem School
Elementary · Grades K–5 · Rockford SD 205
418 students
Maud E Johnson Elem School
Elementary · Grades K–5 · Rockford SD 205
385 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.3%

Net yield (after ~40% expenses)4.4%

Annual rent$16,117

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,118

Loan principal$176,864

Down payment$44,216

Total interest paid$225,580

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.32

Monthly cost to own$1,770

Monthly rent$1,343

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 76th percentile^[1]
Rental yield: 20th percentile^[2]
Property tax: 95th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 61107?: The typical home in 61107 is worth $221,080, based on the Zillow Home Value Index.
Are home values rising in 61107?: Home values in 61107 are up 9.2% over the past year, and up 9.6% a year over five years.
What is the typical rent in 61107?: A typical home in 61107 rents for about $1,343 a month, a gross rental yield of 7.3%.
What is the property tax rate in 61107?: The effective property tax rate in 61107 is 2.5% — roughly $5,607 a year on a typical home.
Who lives in 61107?: ZIP code 61107 has a population of 30,765 and a median household income of $78,574.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

61024 vs 61107 →
Durand, IL
Typical home
$221,403
Gross yield
—
61063 vs 61107 →
Pecatonica, IL
Typical home
$228,166
Gross yield
—
61080
South Beloit, IL
Typical home
$235,112
Gross yield
—
61115
Machesney Park, IL
Typical home
$203,212
Gross yield
7.6%
61111
Loves Park, IL
Typical home
$201,075
Gross yield
11.0%
61109
Rockford, IL
Typical home
$189,884
Gross yield
6.9%

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Pit ZIP 61107 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · IL61107

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