HousingHandbookReference data

U.S. ZIP Code · IL61813

Piatt County · Champaign-Urbana, IL

Typical home value

$161,479[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.0%
5-year / yr
+3.2%
10-year / yr
+4.6%

Relative price

vs U.S.
-43.2%
vs metro
-15.2%
vs state
-15.6%
ZIP 61813 location in IL
Location of ZIP 61813 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 61813 is worth $161,479 — 15.2% below the Champaign-Urbana, IL median. Over the past year, values have risen 3.0%. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$3,002[3]

#Climate risk

FEMA National Risk Index ratings for Piatt County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
2,043[3]
Median household income
$84,063[3]

#Migration

Household moves in and out of Piatt County over a year, from IRS tax-return data.

Net migration
-28[5]
Moved in
444
Moved out
472

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Bement Elementary School

    Elementary · Grades PK–5 · Bement CUSD 5

    137 students

  • Bement High School

    High · Grades 9–12 · Bement CUSD 5

    93 students

  • Bement Middle School

    Middle · Grades 6–8 · Bement CUSD 5

    67 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$817
Loan principal$129,183
Down payment$32,296
Total interest paid$164,766

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,201
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
6th percentile[1]
Rental yield
[2]
Property tax
64th percentile[3]

Frequently asked

How much is a home worth in ZIP code 61813?
The typical home in 61813 is worth $161,479, based on the Zillow Home Value Index.
Are home values rising in 61813?
Home values in 61813 are up 3.0% over the past year, and up 3.2% a year over five years.
What is the property tax rate in 61813?
The effective property tax rate in 61813 is 1.9% — roughly $3,002 a year on a typical home.
Who lives in 61813?
ZIP code 61813 has a population of 2,043 and a median household income of $84,063.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • De Land, IL

    Typical home
    $155,019
    Gross yield
  • Paxton, IL

    Typical home
    $152,274
    Gross yield
  • Thomasboro, IL

    Typical home
    $151,048
    Gross yield
  • Kempton, IL

    Typical home
    $150,547
    Gross yield
  • Sibley, IL

    Typical home
    $150,516
    Gross yield
  • Gibson City, IL

    Typical home
    $174,724
    Gross yield

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