HousingHandbookReference data

U.S. ZIP Code · IL61872

Champaign County · Champaign-Urbana, IL

Typical home value

$198,071[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+11.2%
5-year / yr
+6.3%
10-year / yr
+4.9%

Relative price

vs U.S.
-30.3%
vs metro
+4.1%
vs state
+3.6%
ZIP 61872 location in IL
Location of ZIP 61872 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 61872 is worth $198,071 — 4.1% above the Champaign-Urbana, IL median. Over the past year, values have risen 11.2%. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$3,174[3]

#Climate risk

FEMA National Risk Index ratings for Champaign County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
620[3]
Median household income
$117,821[3]

#Migration

Household moves in and out of Champaign County over a year, from IRS tax-return data.

Net migration
-1,307[5]
Moved in
4,995
Moved out
6,302

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,002
Loan principal$158,457
Down payment$39,614
Total interest paid$202,103

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,431
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
50th percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 61872?
The typical home in 61872 is worth $198,071, based on the Zillow Home Value Index.
Are home values rising in 61872?
Home values in 61872 are up 11.2% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 61872?
The effective property tax rate in 61872 is 1.6% — roughly $3,174 a year on a typical home.
Who lives in 61872?
ZIP code 61872 has a population of 620 and a median household income of $117,821.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Champaign, IL

    Typical home
    $203,286
    Gross yield
    8.3%
  • Urbana, IL

    Typical home
    $190,362
    Gross yield
    8.9%
  • Pesotum, IL

    Typical home
    $209,729
    Gross yield
  • Homer, IL

    Typical home
    $184,735
    Gross yield
  • Cisco, IL

    Typical home
    $184,094
    Gross yield
  • Champaign, IL

    Typical home
    $181,196
    Gross yield
    7.3%

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